Homeowners, Here’s What You Can Learn from California’s Wildfire Season

Takeaways from the 2018 wildfires.Homeowners, Here’s What You Can Learn from California’s Wildfire Season

When wildfires raced through California, they left millions of dollars in property damage in their wake. With thousands of homeowners suffering from homelessness and severe property damages, it’s no secret how devastating this year’s fire season was. However, even amidst all this devastation, homeowners across the state and even the across nation can learn from it. Here are some of the things you can take away from California’s wildfire season.

Be Ready

This year’s wildfires were notoriously fast-moving. Aided by dry weather conditions and high winds, the fires quickly consumed everything in their paths. This meant that many homeowners suddenly found themselves in the path of a fire and were forced to evacuate with very little notice. This scenario demonstrates the importance of being prepared at all times. Even if a natural disaster is not predicted to affect you, you should still take steps to prepare yourself. For instance, organize an emergency evacuation kit. This kit should include things like important documents, food and water rations, a first aid kit, spare clothing for each family member, essential pet supplies, extra cash, easy-to-carry valuables, and so on. Having your kit ready will allow you and your loved ones to quickly evacuate your home without feeling rushed or underprepared.

Have the Right Insurance Coverage

Sadly, many California homeowners suffered extreme property damages as a result of the wildfires. In many cases, these homeowners did not have enough homeowners insurance coverage to address the full extent of their repairs. This was largely due to their failure to regularly review and update their policies. To avoid being caught in a similar situation, be sure to review your homeowners insurance policy and update your coverage to account for inflation, increasing property values, and the rising cost of labor and building materials. By upgrading your coverage, you can rest assured knowing that you will be completely covered in the event of a fire or other natural disaster event.

These are some of the things that homeowners can learn from this year’s wildfire season. Are you looking for assistance with your home’s coverage needs? If so, contact the experts at ISU-Wissink Insurance. We are ready to help you with your homeowners insurance today.