What Separates Homeowners from Condo Insurance?

How home and condo insurance differ. It's no secret that traditional homes and condominiums are wildly different.  Naturally, these differences require differences in insurance coverage.  Curious to learn what separates homeowners insurance from condo insurance?  Then please read on. The Difference Between Home and Condos First, it's important to understand what separates home ownership from owning a condo.  When you own a home, you are responsible for everything inside the home, the Read More

What You Should Always Know About Your Home Insurance

Key things to know about your homeowners policy. Many homeowners never bother to read through their insurance policies.  Oftentimes, they don't review their coverage until disaster strikes.  Unfortunately, this is when they learn about their policy's coverage limits and exclusions.  Rather than waiting until the last moment, there are certain key pieces of information that you should always know about your homeowners insurance.  Here's what you should review your policy for. Your Coverage Read More

Try Out These Grilling Safety Tips for Your Memorial Day Weekend

Fire up the grill safely this holiday weekend. With Memorial Day weekend right around the corner, you may be getting ready to host a holiday barbecue for your friends and family.  While grilling up some burgers and hot dogs sounds like an easy task, it can quickly turn into a dangerous situation if you are not careful.  Make sure you stay safe at your barbecue by trying out these grilling safety tips. Grill Outside Away from Structures Charcoal and gas grills are designed for outdoor use Read More

How Spring Cleaning Can Help You Avoid Home Insurance Claims

Learn how spring cleaning and home maintenance tasks can help you avoid filing home insurance claims. Now that spring has finally sprung, you might be gearing up to do some spring cleaning.  While spring cleaning and maintenance is designed to take care of and refresh your home after a long winter, did you know that it can also help you avoid damaging insurance claims?  Here's how spring cleaning and maintenance can help you reduce risk around your property. Liability Issues Completing Read More

When You Should Call Your Home Insurance Agent

These are some of the situations in which you need to call your home insurer immediately. While you probably have the right homeowners insurance in place, this doesn't mean that you want to access your coverage.  However, there are certain scenarios where you cannot afford to keep your insurer in the dark.  Here are some of the situations in which you need to give your home insurer a call. Someone Injures Themselves on Your Property While you don't need to call your insurance provider Read More

Do I Have Enough Personal Liability Coverage?

Understanding the personal liability coverage provided by your homeowners insurance. As a homeowner, one of the most serious and expensive claims that you can face revolves around personal liability issues.  This is why it's so important to make sure that you have adequate personal liability protections in place.  While most individuals have this type of coverage through their homeowners or renters insurance policy, many do not understand what their liability insurance covers and do not know if Read More

Wishing You a Safe Holiday Season from ISU-Wissink Insurance

Happy holidays from our family to yours. With the holidays nearly upon us, we at ISU-Wissink Insurance would like to take this opportunity to wish all of our loyal clients a happy, healthy, and safe holiday season. As an experienced insurance provider, we are aware that the holiday season introduces some unique risks. This is why we encourage you to try out these safety suggestions to protect the people and things you love most. Fire Safety Do not leave your oven or stove unattended Read More