Unexpected Home Security Tips to Employ

Try out these suggestions to prepare your home. As a homeowner, keeping your home safe from burglars should be a major priority.  While you already know to keep your windows and doors locked and home security system engaged, there are other, more unexpected ways to secure your home as well.  Here are some of the tips you can try to protect your home. Keep a Set of Car Keys by Your Bed If you have a spare car key, consider keeping it on your bedside table.  This way, if you hear a Read More

What Does Your Home Insurance Cover When It Comes to Disasters?

Protect your home from natural disasters. As a homeowner, natural disasters are an unavoidable risk.  This is why it's so important to have the right home insurance to rely on.  Unfortunately, many homeowners are not sure exactly what their policy covers when it comes to natural disasters.  To help you out, here's how your policy can protect you. Hurricane Coverage If your home is in the path of a hurricane or tropical storm, then your home may sustain damage from high winds, heavy Read More

Understanding Additional Living Expenses Insurance

What does additional living expenses coverage do for you? Homeowners insurance is made up of four main coverages: dwelling, personal property, personal liability, and additional living expenses.  While most policyholders understand how these first three coverages work, they may not even know that additional living expenses coverage exists.  Here is what homeowners need to know about this important type of insurance. Understanding Additional Living Expenses Insurance Additional living Read More

What Does Fire Insurance Cover?

What can the fire coverage included in your homeowners policy do for you? Fires are some of the worst, most devastating disasters a homeowner can face.  Fortunately, standard homeowners insurance policies offer coverage for the damage and losses associated with fire.  Curious to know about the specifics of this coverage?  Then here's what you need to know about fire insurance. What does fire insurance cover? Your homeowners insurance offers coverage for fire damage to your home, the Read More

Secure Your Home Before Leaving on Vacation

Here are some of the things you should do around your home to keep it safe while you're away. If you are planning to go away on vacation this summer, there are many things that you need to take care of before you go.  For instance, there are several things that you can do to secure your home before your departure.  Here's what you can do to keep your home safe while you're away. Program Your Lights on a Timer You do not want other people to know that your home is unoccupied.  This is Read More

What Separates Homeowners from Condo Insurance?

How home and condo insurance differ. It's no secret that traditional homes and condominiums are wildly different.  Naturally, these differences require differences in insurance coverage.  Curious to learn what separates homeowners insurance from condo insurance?  Then please read on. The Difference Between Home and Condos First, it's important to understand what separates home ownership from owning a condo.  When you own a home, you are responsible for everything inside the home, the Read More

What You Should Always Know About Your Home Insurance

Key things to know about your homeowners policy. Many homeowners never bother to read through their insurance policies.  Oftentimes, they don't review their coverage until disaster strikes.  Unfortunately, this is when they learn about their policy's coverage limits and exclusions.  Rather than waiting until the last moment, there are certain key pieces of information that you should always know about your homeowners insurance.  Here's what you should review your policy for. Your Coverage Read More