Understanding Additional Living Expenses Insurance

What does additional living expenses coverage do for you? Homeowners insurance is made up of four main coverages: dwelling, personal property, personal liability, and additional living expenses.  While most policyholders understand how these first three coverages work, they may not even know that additional living expenses coverage exists.  Here is what homeowners need to know about this important type of insurance. Understanding Additional Living Expenses Insurance Additional living Read More

Do Out of State Speeding Tickets Raise Your Auto Insurance Rates?

What to know about moving violations that occur out of state. While you understand that getting a speeding ticket will cause your auto insurance premiums to rise, is this still true when you receive the violation while driving out of state?  Here is what drivers need to know about their car coverage and out of state speeding tickets. How Speeding Tickets Affect Auto Insurance Rates Receiving a speeding ticket causes your insurance rates to increase because your insurer sees you as Read More

Public Wi-Fi Safety Tips

Stay safe as you connect to public Wi-Fi networks. Today, it seems like every coffee shop, store, and restaurant is offering its customers free Wi-Fi.  While these public networks are convenient, this doesn't necessarily mean that they are safe.  To ensure that you and your personal information are safe, here are some of the safety suggestions that you should try. Turn Automatic Wi-Fi Connections Off on Your Devices Rather than allowing your laptop, tablet, and smartphone connect to any Read More

What are the Best Life Insurance Options for Seniors?

Life insurance policies that seniors should consider. While many seniors feel comfortable forgoing life insurance, others are interested in securing this financial protection.  If you are a senior looking for life insurance, you may not know which options are best for you.  Here are some of the policies that may be a good fit for your needs. Term Life Insurance Term life insurance policies are a great option for seniors who are in good health because they require a medical exam.  These Read More

What Does Fire Insurance Cover?

What can the fire coverage included in your homeowners policy do for you? Fires are some of the worst, most devastating disasters a homeowner can face.  Fortunately, standard homeowners insurance policies offer coverage for the damage and losses associated with fire.  Curious to know about the specifics of this coverage?  Then here's what you need to know about fire insurance. What does fire insurance cover? Your homeowners insurance offers coverage for fire damage to your home, the Read More

Suggestions for Selling Your Car

Take these steps when attempting to sell your car independently. Want to sell your car?  Then you probably don't know where to begin.  Rather than sticking a price on your car and hoping that someone calls you, there are measured steps that you should take.  Here's what you should do to sell your car. Research the Car Market One of the first things you should do after deciding to sell is go on Kelley Blue Book, AutoTrader.com, or Cars.com to estimate your car's market value.  This will Read More

Secure Your Home Before Leaving on Vacation

Here are some of the things you should do around your home to keep it safe while you're away. If you are planning to go away on vacation this summer, there are many things that you need to take care of before you go.  For instance, there are several things that you can do to secure your home before your departure.  Here's what you can do to keep your home safe while you're away. Program Your Lights on a Timer You do not want other people to know that your home is unoccupied.  This is Read More

Summer Vehicle Maintenance Tips

Keep your car in good shape this summer. With temperatures rising rapidly, your car's risk for overheating and experiencing other issues increases exponentially.  To ensure that your vehicle makes it through this season, here are some of the essential maintenance tasks that you should stay on top of. Clean Your Windshield Wipers While you may associate your windshield wipers with wet weather, don't forget that you will use your wipers to clear your windshield of dust.  If your Read More

Try Out These Tips to Prevent Heat-Related Illnesses

Take care of yourself this summer. Now that the hot weather is here to stay, it's important that you take extra precautions for yourself and loved ones.  Because overexposure to heat can result in serious illnesses and health conditions, it's vital that you stay vigilant and take steps to stay cool.  Here are some of the things that you can do to avoid heat-related illnesses this summer. Schedule Outdoor Activities Wisely If you need to get outdoor work done, then try to schedule these Read More

Why it Pays to Have Whole Life Insurance

Why whole life insurance may be right for you. While most people understand the need to secure life insurance, they do not know about their various coverage options.  When it comes time to secure life insurance, one of the first things that you will have to decide is whether to go with term or whole life insurance.  Term life is the more common option of the two, but there are certain benefits to securing a whole life policy.  Here are the advantages of whole life insurance coverage. Read More