Can You Have Too Much Car Insurance?

Is your car over-insured? While you might understand the risk of carrying insufficient auto coverage, is it possible to have too much car insurance?  Actually, yes and it's something that car owners should avoid.  Here's why you need to secure the right amount of car coverage to meet your needs. The Problem with Too Much Car Coverage The main problem with carrying excessive auto insurance is that it will be extremely expensive.  While you can rest easy knowing that your policy will Read More

Why You Need Business Interruption Insurance

Insurance to keep your business afloat. From major damage events to serious liability suits, there are many reasons why your business may need to close its door temporarily.  However, when business operations come to a halt and revenue stops coming in, many companies do not have enough savings to weather the storm.  In many cases, temporary business closures turn into permanent ones.  Fortunately, you can ensure that this grim reality does not happen to your company by securing the right Read More

How Long Does It Take for Life Insurance Benefits to Be Paid Out?

Here's what you need to know about the distribution of life insurance benefits. If your family's main breadwinner has passed away suddenly, then you may already be feeling the financial impact of their loss.  This is why you might be worried about how quickly you will receive your loved one's life insurance benefits.  Here's what you should know about the distribution of life insurance benefits. How quickly will I receive benefits? According to the American Council of Life Insurers Read More

Why Business Owners Should Consider Securing a BOP

Here are some of the benefits associated with investing in a BOP. As a business owner, you have a lot on your plate.  The last thing that you want to worry about is managing your company's insurance coverage.  Fortunately, you can streamline your coverage by securing a business owners policy or BOP.  Curious to learn more about this convenient commercial coverage option?  Then please continue reading. What is a BOP? A BOP is a commercial insurance option that combines the most essential Read More

Will Tickets Remain on My Driving Record Forever?

Learn how long a ticket will remain on your driving record. Unfortunately, tickets are something that all drivers will face at some point in their lives.  Whether it be a parking violation or a speeding ticket, it's never fun to be on the receiving end of a driving infraction.  To make matters worse, traffic tickets can remain on your driving record and affect your insurance.  But how long will a violation remain on your record?  Here's what you need to know. Not All Tickets Go on Your Read More

How Spring Cleaning Can Help You Avoid Home Insurance Claims

Learn how spring cleaning and home maintenance tasks can help you avoid filing home insurance claims. Now that spring has finally sprung, you might be gearing up to do some spring cleaning.  While spring cleaning and maintenance is designed to take care of and refresh your home after a long winter, did you know that it can also help you avoid damaging insurance claims?  Here's how spring cleaning and maintenance can help you reduce risk around your property. Liability Issues Completing Read More

Tips for Choosing the Right Health Insurance for Your Family

Here's how you can select the best health coverage for your loved ones. As a parent, it is your responsibility to take care of your health and the health of your children.  This is why it's so important to have the right health insurance in place.  However, how can you select the right plan to cover your family's coverage needs?  Here are some suggestions to try. Determine Your Health Care Needs If you have children, then it's important that you stay on top of important medical Read More

How Your Claims History Affects Your Auto Insurance Costs

Why does your auto insurance provider need your claims history? When you go to secure auto insurance, your premiums are dependent on a series of factors.  One of the most influential factors is your driving and claims history.  But why exactly does your insurer place so much emphasis on your claims history?  Here's what you need to know. More Claims Mean Higher Costs Auto insurers use your claims history to determine if you are a high or low-risk driver.  If you have a track record of Read More

St. Patrick’s Day Fun Facts

Learn more about this interesting holiday. St. Patrick's Day is nearly here!  In between digging around for your favorite green shirt and gearing up for a delicious corned beef dinner, take a moment to learn a little bit more about this festive holiday.  Here are some fun facts that you can enjoy this St. Patrick's Day weekend. Patrick's Day is a national holiday in Ireland. On March 17th, many banks, stores, and business will close throughout the country. The first St. Patrick's Day Read More

When You Should Call Your Home Insurance Agent

These are some of the situations in which you need to call your home insurer immediately. While you probably have the right homeowners insurance in place, this doesn't mean that you want to access your coverage.  However, there are certain scenarios where you cannot afford to keep your insurer in the dark.  Here are some of the situations in which you need to give your home insurer a call. Someone Injures Themselves on Your Property While you don't need to call your insurance provider Read More