Summer Vehicle Maintenance Tips

Keep your car in good shape this summer. With temperatures rising rapidly, your car's risk for overheating and experiencing other issues increases exponentially.  To ensure that your vehicle makes it through this season, here are some of the essential maintenance tasks that you should stay on top of. Clean Your Windshield Wipers While you may associate your windshield wipers with wet weather, don't forget that you will use your wipers to clear your windshield of dust.  If your Read More

Try Out These Tips to Prevent Heat-Related Illnesses

Take care of yourself this summer. Now that the hot weather is here to stay, it's important that you take extra precautions for yourself and loved ones.  Because overexposure to heat can result in serious illnesses and health conditions, it's vital that you stay vigilant and take steps to stay cool.  Here are some of the things that you can do to avoid heat-related illnesses this summer. Schedule Outdoor Activities Wisely If you need to get outdoor work done, then try to schedule these Read More

Why it Pays to Have Whole Life Insurance

Why whole life insurance may be right for you. While most people understand the need to secure life insurance, they do not know about their various coverage options.  When it comes time to secure life insurance, one of the first things that you will have to decide is whether to go with term or whole life insurance.  Term life is the more common option of the two, but there are certain benefits to securing a whole life policy.  Here are the advantages of whole life insurance coverage. Read More

The Costs of Poor Cyber Security

Why your business needs strong cyber security. As a business owner, you are responsible for protecting your customers' online data.  Unfortunately, with the risk of cyber attack and data breach ever increasing, it's vital that businesses look for ways to improve their cyber security protocols and systems.  Here what business stand to lose if they are hit with a data breach and what they can do to protect against one. The Cost of Cyber Attack It's important for business owners to Read More

Why Age Matters When It Comes to Life Insurance

How does your age affect your life insurance? In general, the younger you are, the cheaper your life insurance will be.  This is why people are encouraged to secure life insurance early in life.  But why does age play such a big role in life insurance costs?  Here's what you need to know. Why Younger Equals Lower Rates Term life insurance is particularly time-sensitive when determining your rates.  This is because term life insurance only covers you for a specific period of time and, the Read More

Tips to Get Your Car Ready for a Summer Road Trip

Take these steps to prep your car for a road trip. Planning on hitting the road this summer?  Before you go, it's important to get your car ready.  Not sure what you should do to prepare your car for your road trip?  Then here are some of the tasks that you should complete. Take Care of Routine Maintenance There are several car maintenance tasks that you can take care of on your own.  For instance, you should handle things like cleaning your windows, windshield, and mirrors; replacing Read More

What Separates Homeowners from Condo Insurance?

How home and condo insurance differ. It's no secret that traditional homes and condominiums are wildly different.  Naturally, these differences require differences in insurance coverage.  Curious to learn what separates homeowners insurance from condo insurance?  Then please read on. The Difference Between Home and Condos First, it's important to understand what separates home ownership from owning a condo.  When you own a home, you are responsible for everything inside the home, the Read More

What You Should Always Know About Your Home Insurance

Key things to know about your homeowners policy. Many homeowners never bother to read through their insurance policies.  Oftentimes, they don't review their coverage until disaster strikes.  Unfortunately, this is when they learn about their policy's coverage limits and exclusions.  Rather than waiting until the last moment, there are certain key pieces of information that you should always know about your homeowners insurance.  Here's what you should review your policy for. Your Coverage Read More

Try Out These Grilling Safety Tips for Your Memorial Day Weekend

Fire up the grill safely this holiday weekend. With Memorial Day weekend right around the corner, you may be getting ready to host a holiday barbecue for your friends and family.  While grilling up some burgers and hot dogs sounds like an easy task, it can quickly turn into a dangerous situation if you are not careful.  Make sure you stay safe at your barbecue by trying out these grilling safety tips. Grill Outside Away from Structures Charcoal and gas grills are designed for outdoor use Read More

Can You Have Too Much Car Insurance?

Is your car over-insured? While you might understand the risk of carrying insufficient auto coverage, is it possible to have too much car insurance?  Actually, yes and it's something that car owners should avoid.  Here's why you need to secure the right amount of car coverage to meet your needs. The Problem with Too Much Car Coverage The main problem with carrying excessive auto insurance is that it will be extremely expensive.  While you can rest easy knowing that your policy will Read More