Policies that combine long-term care and life insurance coverage. Long-term care insurance is designed to help you cover the expenses associated with a chronic or ongoing medical condition. For instance, this insurance can help you pay for stays in a nursing home or cover the cost of home healthcare services. However, many people are wary about securing a long-term care policy because they aren't sure if they will need it. Fortunately, there are new insurance policies that combine long-term Read More
Why You Need to Make Your Home Inventory
Posted on: November 14, 2019
How home inventories help with your homeowners insurance. As a homeowner, you know that one of the things you have to do is create and update your home inventory. However, why is this tedious task so important? Here's how having a home inventory helps you with your homeowners insurance. Why You Need a Home Inventory A home inventory is a list of all the items that you own. Your inventory also includes important information on each item, such as photos, a written description, proof of Read More
Does Your Education Affect Your Auto Insurance Rates?
Posted on: November 7, 2019
Does having a college education help you save on car insurance? When your auto insurance provider calculates your rates, they will take various factors into account. Many drivers are surprised to learn that their education level is one of the things considered. But how exactly does your education affect your rates? Here's what you need to know. How Your Education Level Affects Your Auto Insurance Some auto insurance providers will look at your level of education when determining your Read More
Steps to Take After You’ve Been Denied Life Insurance
Posted on: October 31, 2019
What happens if your life insurance application was denied? No one expects their life insurance application to be denied; however, this is a definite possibility. Typically, this happens because the insurance provider considers you too risky to insure. However, getting denied doesn't mean that this is the end of the road. Here are some of the steps that you can take after your application is denied. Collect Information As insurance companies consider life insurance applications, they Read More
Unexpected Home Security Tips to Employ
Posted on: October 24, 2019
Try out these suggestions to prepare your home. As a homeowner, keeping your home safe from burglars should be a major priority. While you already know to keep your windows and doors locked and home security system engaged, there are other, more unexpected ways to secure your home as well. Here are some of the tips you can try to protect your home. Keep a Set of Car Keys by Your Bed If you have a spare car key, consider keeping it on your bedside table. This way, if you hear a Read More
What Does Your Home Insurance Cover When It Comes to Disasters?
Posted on: October 17, 2019
Protect your home from natural disasters. As a homeowner, natural disasters are an unavoidable risk. This is why it's so important to have the right home insurance to rely on. Unfortunately, many homeowners are not sure exactly what their policy covers when it comes to natural disasters. To help you out, here's how your policy can protect you. Hurricane Coverage If your home is in the path of a hurricane or tropical storm, then your home may sustain damage from high winds, heavy Read More
What Happens If You Don’t Exchange Information After an Accident?
Posted on: October 10, 2019
What to do if you're in an accident and don't get the other driver's info. There are many reasons why you may fail to exchange information with another involved driver after an accident. However, not having the other driver's information does not need to throw you for a loop. Here are some of the steps that you can take to deal with the situation. If You Forgot to Exchange Information If you just got caught up and completely forgot to exchange information with the other driver, then Read More