How home inventories help with your homeowners insurance.
As a homeowner, you know that one of the things you have to do is create and update your home inventory. However, why is this tedious task so important? Here’s how having a home inventory helps you with your homeowners insurance.
- Why You Need a Home Inventory
A home inventory is a list of all the items that you own. Your inventory also includes important information on each item, such as photos, a written description, proof of its value, and so on. Having an updated home inventory is essential to managing your homeowners insurance. This is because, in the event of an emergency, you can reference your inventory to see which possessions you need to file a claim for. Your inventory also documents the value of each item, which helps you secure an adequate amount of personal property insurance.
- Making Your Inventory Accessible
After creating your inventory, you need to make several copies and keep them in secure locations. For instance, you should keep a physical copy in your home and a digital copy on your devices. This way, you can access it immediately following a claim event. You should also ask a trusted family member or friend to keep a copy of your inventory so you can access it if your home is completely destroyed, and you cannot reach any of the copies you have stored in it.
This is why homeowners need to create and update their home inventory. Do you have further questions about your inventory? If so, then contact the experts at ISU-Wissink Insurance in Culver City, California. We are ready to assist you with all your coverage needs today.