Why your home insurance rates have gone up at renewal. If you are approaching the renewal period for your homeowners insurance policy, then your agent will send out a report documenting your current coverage and expected premium changes. If your rates are increasing, you may be confused. While you should always speak to your insurance provider to ensure that rate increases are not a mistake, there are some legitimate reasons why premiums increase at renewal time. Here are some of the factors Read More
Ask Your Insurance Agent About Your Car Coverage
Posted on: January 9, 2020
What you need to know about auto insurance. If you are looking for your first auto insurance policy, then you may be feeling overwhelmed by all the information out there. Fortunately, you can get the answers you need by working with an experienced insurance agent. Here are some of the auto insurance questions you should ask your agent. What coverage do I need? Almost every state in the U.S. requires drivers to carry some minimum amount of liability coverage. However, simply meeting Read More
What to Know About No-Exam Life Insurance
Posted on: December 26, 2019
Did you know you could secure life insurance without a medical exam? When you secure a regular term life insurance policy, you will have to complete a medical examination that includes a health questionnaire, lab tests, and statements from your physicians. However, many people think this process is too time-consuming and, as a result, they fail to secure life insurance coverage. To entice people to secure this essential form of insurance, some carriers have started offering life insurance Read More
Suggestions to Help You Avoid Holiday Hangovers
Posted on: December 19, 2019
How you can alleviate the worst of your hangover symptoms this holiday season. The holidays are a time of fun, celebration, and, of course, parties. If you have plans to attend any holiday parties, then there's a good chance that alcohol will be served. If you are worried about the potential for post-party hangovers, then here's what you can do to avoid the worst of your symptoms. Avoid Dark Alcohols One way to avoid holiday hangovers is by avoiding alcohols that contain a high Read More
How to Reduce Home Insurance Costs This Winter
Posted on: December 12, 2019
Try out these suggestions to avoid home insurance claims this winter. During the winter months, conditions make property damage, and certain types of liability claims more common. If you do not want to file expensive home insurance claims this season, then it's important to prevent household risks. Take these steps to keep your home insurance costs down this winter. Fires During the holiday season, many homeowners light up candles or get a fire going in their fireplaces to create a Read More
Watch Out for These Driving Risks This Winter
Posted on: December 5, 2019
Protect yourself as you drive this winter. As a driver, it's important to anticipate how changing weather conditions affect your risk for accidents. Additionally, you need to take precautions to address your risk and keep the roadways safe. As winter introduces some serious weather hazards, here's what you can do to stay safe behind the wheel. Make sure that your car is properly prepared for extreme winter driving conditions. This means repairing or replacing cracked windows, switching Read More
Tips for Being an Effective Negotiator
Posted on: November 26, 2019
Try out these tactics to make you a better negotiator. In the world of business, the ability to negotiate effectively is an important skill to have. Whether it be negotiations with clients, suppliers, or your employees, you need to know how to handle these conversations. For your business's benefit, here are some of the negotiation strategies that you should try. Learn the "Flinch" The flinch is one of the oldest negotiation strategies in the book. A finch is a visible reaction to an Read More