What to think about when securing renters insurance. If you are living in a rented space, then you need the protection offered by renters insurance. This is because your renters insurance will protect your belongings and personal liability—things that your landlord is not obligated to protect. Before you shop for the right renters insurance policy, here are some of the things to think about. Should you secure actual cash value or replacement cost coverage? Actual cash value refers to Read More
Don’t Believe These Heart Health Myths
Posted on: February 27, 2020
Dispelling these myths in honor of American Heart Month. February is American Heart Month, a month dedicated to spreading awareness for common cardiovascular health issues. A major goal of this month is educating the public about taking care of their heart health and the realities of heart disease. In honor of this month, here is the truth behind some of the most common misconceptions about people with heart disease. Myth 1: People with heart disease need to take it easy. Many people Read More
Understaffing Your Business Leaves You Vulnerable
Posted on: February 20, 2020
Why you need to hire more employees. As a small business owner, you want to save money wherever possible. One area where you can't afford to cut costs is hiring and staffing. This is because understaffing your business leaves you exposed to some very serious risks. For instance, here are some of the dangers understaffed businesses face. Increased Risk of Injuries and Illness When you do not have enough manpower, your employees are forced to take on more work than they can safely Read More
How Quitting Smoking Can Help You Save on Life Insurance
Posted on: February 13, 2020
Break this bad habit and unlock life insurance savings. When you apply for life insurance, one of the first things the insurance company will ask about is whether or not you smoke or use tobacco products. Smoking, chewing tobacco, and using other nicotine products are a concern for life insurance companies because they increase your chances of life-threatening health risks significantly. As a result, life insurance companies will charge you much higher premiums than nonsmokers. This is why, Read More
Protect Your Home with Specialty Earthquake Insurance
Posted on: February 6, 2020
California homeowners need earthquake coverage. If you reside in California, then you know that the threat of a major earthquake is always looming overhead. Unfortunately, your standard homeowners insurance will not provide coverage for your property or belongings in the event of a quake. This is where specialty earthquake insurance comes in. Here's what you need to know about this important form of home coverage. What is Earthquake Insurance? Earthquake insurance offers coverage for Read More
Tips to Make Moving Easier
Posted on: January 30, 2020
Try out these suggestions to ensure that your move goes smoothly. If you are moving into a new home, then you are probably feeling a bit overwhelmed. While moving seems like a massive undertaking, it can actually be quite easy with proper planning and organization. To ensure that your move goes off without a hitch, try out these suggestions. Take Your Time Packing and moving are things that take time and great attention to detail. Rushing through this process will make you more Read More
Protect Against Common Winter Work Risks
Posted on: January 23, 2020
Don't leave your business vulnerable this winter. If you run a business in Southern California, then you probably do not need to worry about blizzards and ice storms. However, this does not mean that your business is totally safe from winter hazards. To avoid damage or major liability events, here are some of the steps that you should take this season. Inspect Your Roof Winter is the wettest time of year in Southern California. This is why it's so important to inspect your business's Read More