The Insurance Brokers Role in Covered California

Are you one of the many individuals who still feels confused about the implications surrounding the Affordable Care Act? There is no need to worry! One of our experienced and Certified Covered California Agents can answer any questions you may have. Although many people assumed the role of insurance brokers would dwindle with recent health care reform, Obamacare has actually emphasized a greater importance of health insurance brokers. With the health insurance mandate in place, there are Read More

Everything You Need To Know About Healthcare Enrollment Periods

With all of the controversy and confusion surrounding recent health care reform, it is imperative that you receive accurate information so that you can enter the healthcare market appropriately. In attempts to control costs, the federal government has put various enrollment periods into place. These enrollment periods make it so that an individual cannot wait until they become ill to obtain health insurance. Starting in the year 2014, individuals can only enroll in guaranteed issue individual Read More

What are Qualifying Events under Covered California?

Covered California is the new health insurance marketplace with different policy options available to best fit your needs and help make premiums more affordable. You must find and get a plan during the open-enrollment period from October 15, 2013 through March 31, 2014. Every year after, the period runs from October 15 to December 7. Qualifying events allow you to enroll outside of the open-enrollment periods and include several different situations. One of the qualifying events include the Read More

The Deadline for Enrollment in Health Insurance is Nearing — Don’t Wait!

March 31 is the deadline for open enrollment on the Covered California health insurance exchange. Anyone who does not sign up for coverage by this date will not be able to enroll through the exchange unless he or she experiences a qualifying event or can qualify for an exemption. Not qualifying for either and not having health insurance opens up the possibility of a penalty that will be issued through taxes. If the issue of getting coverage is due to problems with the website, it is Read More

DHMO, PPO, and EPO and your Doctor Options

March 31st marks the deadline for enrolling in health insurance under the Affordable Care Act. However, many people do not know the difference between a Health Maintenance Organization (HMO), Exclusive Provider Network (EPO), Preferred Provider Organization (PPO) or Point-of-Service (POS) plan. Knowing which of these would best suit you depends on a number of factors, including your budget, frequency of medical care and other circumstances. There are several key ways in which each of Read More

Time is Running Out to Get Health Insurance in California

Health care reform is here and in full force in California. No longer is health insurance an option -- it is an individual mandate enforced by The Affordable Care Act and the Federal Government. According to the law, the individual mandate became law on January 1, 2014. But just because that date has passed, it doesn't mean that you are too late to get coverage. The deadline for insurance coverage is actually much later than that. The healthcare law states that tax payers must only pay a Read More

Three Things To Do To Be a Wise Health Consumer

With new healthcare laws in place, there is no better time than the present to educate yourself on making wise healthy decisions. Plus, it's National Wise Health Consumer Month! Here are three things that you need to do to ensure you stay on top of your game when it comes to health care and healthy living: 1. Get your health screenings - This is an important step to leading a healthy lifestyle, as preventative care will catch diseases early on allowing for a better chance to treat them Read More