Protect Your Home from Wildfires with Wildfire Insurance

Wildfire Insurance to Protect Your Home from Wildfires

Take steps to protect your home from wildfires.

Southern California is prone to wildfires, especially with the ongoing drought. However, while fires are usually covered under your homeowners insurance, when you live in an area where wildfires are common you need additional coverage. Your homeowners insurance won’t cover you for wildfires. You need a special policy for wildfire coverage. Take out a policy to give you the peace of mind that your property is safe, and take precautions to protect your home. Check out these tips to help you protect your home from wildfire damage.

Keep Up Your Yard.

Verify that there’s nothing flammable around your home so that you don’t add fuel to the fire. Keep your yard properly maintained, and trim the trees regularly. Clean your gutters of debris, remove any dead trees or shrubs, and trim branches so that they’re not hanging over your roof. A sufficiently maintained yard can make all the difference when it comes to reducing your risk of a blaze when wildfire season comes around.

Use Non-Flammable Building Materials.

Modern technology has increased our ability to make our homes fire resistant. Unless you’re rebuilding your home from the ground up, retrofit your home to have the latest fire-resistant materials. Use non-combustible roofing materials when you’re having your roof repaired, or when you change out your windows for an upgraded double-paned or tempered glass to help keep your home safe.

Make a Plan.

You should have smoke detectors in your home to keep your family safe from fires. Additionally, you should devise a plan. Make an emergency kit that has all the essentials so that you can quickly evacuate your home. Review your evacuation plan with your family and how you plan to get in touch with each other if you get separated.

Protect your home from wildfires with wildfire insurance, and contact the professionals at ISU Wissink Insurance. Located in Culver City, California, we serve all your personal and commercial insurance needs.