Are Your Insurance Policies Ready For El Nino?

El Nino And Flood Insurance Are you ready for El Nino? While most Californians are looking forward to the storm to help relieve the current drought conditions, you should also take the time to ensure that you are ready for the heavy rains that are expected. With heavy rains comes the threat of severe flooding, which could wreak havoc not only California streets, but also on your house. Before you assume that you are covered from any disaster this El Nino, it is important to fully understand Read More

Are You Paying the Right Price For Your Auto Insurance?

Auto Insurance Rate Factors Auto insurance is required in almost all states, which means that there is no way to avoid paying for your coverage. However, knowing what factors determine your auto insurance rates can help to make sure that you are paying the right price. Keep these car insurance premium factors in mind to see where you can make changes. Age – while everyone has a birthday every year, as long as you are under the age of 25, you will face higher premiums since you are Read More

What You Need To Know About Dental Insurance Coverage

Dental insurance is an important insurance policy that far too many go without. Without preventative dental care, you risk a long line of health issues down the road. When obtaining dental insurance, rest assure that your mouth and gums will be sparkly white and ready to impress. However, dental insurance can be confusing if you don’t take the time to understand your policy. Below is a gathered list of the must-know information about dental insurance: When obtaining dental insurance after Read More

Benefits of Long Term Care Insurance Policies

Long term care is a type of health care that offers those with illnesses, disabilities, and other disabling conditions with their much needed care. Depending on the exclusive needs of the individual, these services can range from help with daily activities to weekly tasks. Long term care can be provided by nurses, therapists, or any other medical professional. Long term care differs from disability insurance in that it does not provide coverage for being injured on the job from high risk Read More