Vacant Home Insurance: Essential Protection for Your Unoccupied Property

Owning a vacant home can be a stressful situation, especially when it comes to protecting it. Whether you've moved out and are waiting for a sale or have an unoccupied second property for an extended period, vacant homes are often more susceptible to risks like vandalism, theft, or damage. Unfortunately, many homeowners aren't aware that standard homeowners insurance often doesn't cover vacant properties. That's where vacant home insurance comes into play. What Is Vacant Home Insurance? It is a Read More

How Can You Make a Home Insurance Claim for Your Roof Damage?

As a homeowner, one of the most important investments you have is your house. It is essential to protect your home from damages caused by natural disasters, accidents, and other events. When it comes to roof damage, it's important to know what kind of damage is covered by your homeowners insurance and how to file a claim if you need to. In this article, we'll discuss the types of roof damage covered by homeowners insurance, tips for filing a roof insurance claim, and what to do if you get Read More

How Do Insurance Deductibles Actually Work?

If you've ever bought insurance or filed a claim, you've certainly heard the term "deductible," but you might not know what it means or how it works. A deductible is an amount you need to pay out of pocket before your insurance coverage is triggered and starts paying for the peril. The type of deductible you choose depends on the coverage you have. Auto insurance deductibles are often grouped into two types: collision and comprehensive. A collision deductible is a set dollar amount that you Read More

7 Good Reasons Why You Should Rent a Home

The American dream is for all citizens to own a home. However, buying a house doesn't mean life gets better magically. There are merits and demerits to homeownership. These demerits are reasons why renting may be better. Here are seven reasons why you should rent a home: 1. No Mortgage Debt A higher percentage of homeowners opt for a mortgage to own a house. Only a handful of them buys their home with their money. The traditional mortgage payment is a 30-year debt, which is a long time Read More

Home Maintenance Tips: How to Maintain Your Windows for Greater Security

Home maintenance involves taking care of your windows and doors as well. Over the years, as your windows and door frames begin to deteriorate, they can shift and become loose. This not only allows cold air in during the winter months, but it also lets cool air escape during the summer. Windows that are loose or poorly maintained may also make it easier for burglars or thieves to make their way into your home. The following are a few window maintenance tips to keep you secure from unwanted Read More

5 Tips New Landlords Can Rely on When Renting a House

As a first-time landlord, there are certain things you will want to do to get off to a good start. Take a few minutes to go over this list and maybe add a few things of your own as you go. The key to being a good landlord is to use common sense and treat your tenants the way you would expect to be treated. Know Landlord/Tenant Laws Take the time to go over the landlord/tenant laws in your area. This will let you know exactly what you should do if certain situations arise. These laws have Read More

Before Leaving on Vacation Check Out Theses Home Security Tips

What you need to know about how to keep your home safe while you’re on vacation. With your summer vacation right around the corner, it’s important to start preparing for your holiday. From ironing out the itinerary to packing your bags, whether you’re going on a weekend getaway or a month-long adventure, it’s important to prepare your home. When you’re out of town, your risk for a home burglary increases. Help to protect your home with these tips. Be Neighborly. When leaving town, it’s a Read More