How Do Insurance Deductibles Actually Work?

If you've ever bought insurance or filed a claim, you've certainly heard the term "deductible," but you might not know what it means or how it works. A deductible is an amount you need to pay out of pocket before your insurance coverage is triggered and starts paying for the peril. The type of deductible you choose depends on the coverage you have. Auto insurance deductibles are often grouped into two types: collision and comprehensive. A collision deductible is a set dollar amount that you Read More

7 Good Reasons Why You Should Rent a Home

The American dream is for all citizens to own a home. However, buying a house doesn't mean life gets better magically. There are merits and demerits to homeownership. These demerits are reasons why renting may be better. Here are seven reasons why you should rent a home: 1. No Mortgage Debt A higher percentage of homeowners opt for a mortgage to own a house. Only a handful of them buys their home with their money. The traditional mortgage payment is a 30-year debt, which is a long time Read More

Home Maintenance Tips: How to Maintain Your Windows for Greater Security

Home maintenance involves taking care of your windows and doors as well. Over the years, as your windows and door frames begin to deteriorate, they can shift and become loose. This not only allows cold air in during the winter months, but it also lets cool air escape during the summer. Windows that are loose or poorly maintained may also make it easier for burglars or thieves to make their way into your home. The following are a few window maintenance tips to keep you secure from unwanted Read More

5 Tips New Landlords Can Rely on When Renting a House

As a first-time landlord, there are certain things you will want to do to get off to a good start. Take a few minutes to go over this list and maybe add a few things of your own as you go. The key to being a good landlord is to use common sense and treat your tenants the way you would expect to be treated. Know Landlord/Tenant Laws Take the time to go over the landlord/tenant laws in your area. This will let you know exactly what you should do if certain situations arise. These laws have Read More

Before Leaving on Vacation Check Out Theses Home Security Tips

What you need to know about how to keep your home safe while you’re on vacation. With your summer vacation right around the corner, it’s important to start preparing for your holiday. From ironing out the itinerary to packing your bags, whether you’re going on a weekend getaway or a month-long adventure, it’s important to prepare your home. When you’re out of town, your risk for a home burglary increases. Help to protect your home with these tips. Be Neighborly. When leaving town, it’s a Read More

Get the Right Homeowners Insurance Coverage So That Your Home is Well Protected

Protect your home from disaster with the right home insurance. When it comes to your home, it’s important that you have the tools that you need to protect it. Investing in the right homeowners insurance gives you the coverage that you need to keep your home secure. It gives you coverage for the dwelling of your home as well as protection for your personal possessions. While you’re given basic coverage, it’s important to tailor your coverage to your specific needs. Find what you need to know Read More

Check Out These Tips to Help You Save on Your Homeowners Insurance

Learn how to save on your homeowners insurance. As a homeowner, it’s important to be mindful of your expenses. From mortgage payments to home maintenance, homeownership is an expensive endeavor. Help to alleviate some of the financial stresses by choosing an affordable homeowners insurance policy. Check out what you need to know about how to save money when purchasing homeowners insurance. Don’t Settle on a Policy. When it comes to choosing a policy, it’s important to shop around. You need Read More