Auto insurance can feel like a complex web of terms and coverages. While most drivers are familiar with mandatory options like liability insurance, there's a hidden gem tucked away in many policies: personal injury protection (PIP). Let's understand what it is, how it works, and why it might be a valuable addition to your auto insurance coverage. What Is Personal Injury Protection (PIP)? It is an optional add-on coverage available with most auto insurance policies. Unlike liability Read More
The Hidden Coverage in Your Auto Insurance: Demystifying Personal Injury Protection
Posted on: August 14, 2024
How Your Education Level Can Influence Car Insurance Costs?
Posted on: May 8, 2024
As you navigate life, several milestones will shape your journey. Graduating from college is one such milestone, signaling academic achievement and potential financial benefits beyond the classroom. One area where your degree can have a surprising impact is your car insurance expenses. Here, we will discuss the relationship between higher education and car insurance costs, exploring how obtaining a degree can influence your premiums. The Correlation Between Education and Insurance Costs At Read More
How Easy Is It to Switch Auto Insurance?
Posted on: September 21, 2022
Typically, one does not have to wait until the policy renewal time to modify their auto insurance policy. Instead, you can call your insurer's customer care line or chat with your local agent to modify an existing policy. While many insurers don't charge you anything to terminate an existing coverage, some do. So, if lowering your coverage limits or raising your deductible on your current policy will help you save money, this may be all you need to do. When Is a Good Time to Change My Auto Read More
What Happens When You Go Through a Bank for Car Insurance?
Posted on: May 11, 2022
You can get auto insurance from an insurance company or an insurance agent as a car owner. However, what about through a bank? Do banks offer auto insurance? Read on to find out more! When to Get Auto Insurance Through a Bank You can get auto insurance through a bank when the bank is financing your car. In other words, you get auto insurance from the bank when you apply for a car loan with them. When you finance a car, the bank buys the car on your behalf while you make payment to them Read More
A Detailed Guide on How to Deal with a Parked Car Accident
Posted on: August 6, 2020
You might be highly protective of your car. However, sometimes, you might see your parked car hit by someone. But you do not have to panic; just follow these steps to deal with it. Be Prepared with the Documentation If your parked car got hit, calmly approach the at-fault driver to get an explanation of the accident and collect their name, contact, and insurance details. However, if the at-fault driver has left the place, look around for witnesses and collect as much information as Read More
When Switching Your Auto Insurance Get the Coverage That You Need
Posted on: November 3, 2016
Learn all about switching your auto insurance policy. Your insurance is important. It helps to give you the coverage that you need when life takes a turn for the worst. However, not all policies are created equal. Sometimes, you want to change your insurance policy. When it comes to your auto insurance, get the coverage that you need. Find out what you need to know about switching your auto insurance policy with these tips. Compare & Contrast. Before you decide on a new policy, it’s Read More
Wet Weather Driving Safety Tips
Posted on: December 16, 2015
Use these tips to stay safe on the road through El Nino. With the current California drought, grabbing your umbrella when you leave the house may be the last thing on your mind. However, a monster El Nino is expected to hit the state in the near future, bringing heavy rains. To help ensure that you stay safe while on the on the roads when the rain starts falling, keep these wet weather driving safety tips in mind. Slow down. It takes much longer to stop on wet roads. Decreasing your speed Read More