Potholes are a common nuisance for drivers, especially in areas where weather conditions fluctuate, causing the roads to deteriorate. As a result, many vehicle owners may wonder whether their car insurance will cover damages incurred from hitting a pothole. Understanding your coverage options is crucial for ensuring that you are adequately protected. Types of Coverage That May Apply Collision Coverage: This is the primary type of insurance that can cover pothole damage. Collision coverage Read More
Does Car Insurance Cover Battery Replacement?
Posted on: November 27, 2024
When it comes to car insurance, many drivers wonder what is and isn’t covered under their policy. One common question is whether car insurance covers battery replacement. At ISU- Wissink Agency, we’re here to clarify this topic and help you understand your options. Understanding Car Insurance Coverage Car insurance typically falls into several categories, including: Liability Coverage: Covers damages to others in an accident you cause. Collision Coverage: Pays for damage to your vehicle Read More
The Hidden Coverage in Your Auto Insurance: Demystifying Personal Injury Protection
Posted on: August 14, 2024
Auto insurance can feel like a complex web of terms and coverages. While most drivers are familiar with mandatory options like liability insurance, there's a hidden gem tucked away in many policies: personal injury protection (PIP). Let's understand what it is, how it works, and why it might be a valuable addition to your auto insurance coverage. What Is Personal Injury Protection (PIP)? It is an optional add-on coverage available with most auto insurance policies. Unlike liability Read More
How Your Education Level Can Influence Car Insurance Costs?
Posted on: May 8, 2024
As you navigate life, several milestones will shape your journey. Graduating from college is one such milestone, signaling academic achievement and potential financial benefits beyond the classroom. One area where your degree can have a surprising impact is your car insurance expenses. Here, we will discuss the relationship between higher education and car insurance costs, exploring how obtaining a degree can influence your premiums. The Correlation Between Education and Insurance Costs At Read More
How Easy Is It to Switch Auto Insurance?
Posted on: September 21, 2022
Typically, one does not have to wait until the policy renewal time to modify their auto insurance policy. Instead, you can call your insurer's customer care line or chat with your local agent to modify an existing policy. While many insurers don't charge you anything to terminate an existing coverage, some do. So, if lowering your coverage limits or raising your deductible on your current policy will help you save money, this may be all you need to do. When Is a Good Time to Change My Auto Read More
What Happens When You Go Through a Bank for Car Insurance?
Posted on: May 11, 2022
You can get auto insurance from an insurance company or an insurance agent as a car owner. However, what about through a bank? Do banks offer auto insurance? Read on to find out more! When to Get Auto Insurance Through a Bank You can get auto insurance through a bank when the bank is financing your car. In other words, you get auto insurance from the bank when you apply for a car loan with them. When you finance a car, the bank buys the car on your behalf while you make payment to them Read More
A Detailed Guide on How to Deal with a Parked Car Accident
Posted on: August 6, 2020
You might be highly protective of your car. However, sometimes, you might see your parked car hit by someone. But you do not have to panic; just follow these steps to deal with it. Be Prepared with the Documentation If your parked car got hit, calmly approach the at-fault driver to get an explanation of the accident and collect their name, contact, and insurance details. However, if the at-fault driver has left the place, look around for witnesses and collect as much information as Read More