You can get auto insurance from an insurance company or an insurance agent as a car owner. However, what about through a bank? Do banks offer auto insurance? Read on to find out more! When to Get Auto Insurance Through a Bank You can get auto insurance through a bank when the bank is financing your car. In other words, you get auto insurance from the bank when you apply for a car loan with them. When you finance a car, the bank buys the car on your behalf while you make payment to them Read More
What You Need to Know About Comprehensive Car Damage Coverage
Posted on: January 6, 2022
It is impossible to tell in advance or anticipate whether or not there would be damage to your properties or car especially, but they do happen. For example, your car might get damaged via the act of theft or vandalism, or it could be shattered by a large tree that falls on it on a stormy night. To avoid the stress of repairing or replacing your car through out-of-pocket expenses, having comprehensive coverage on your car insurance policy will go a long way in relieving you of the cost of any Read More
Does Your Auto Insurance Plan Provide Coverage for Your Delivery Driving?
Posted on: October 14, 2021
Ever since the global COVID-19 pandemic, the popularity of delivery services has surged tremendously. That’s because people find it easier to order for commodities to be delivered to them in the comfort of their home rather than going through the stress of getting it themselves. These commodities may range from things like food, pets, groceries, equipment, etc. However, these deliveries are not made by machines or robots. Instead, they are done by people like us. Since delivery drivers often Read More
What Are the Things Your Car Insurance May Not Cover?
Posted on: September 9, 2021
This may come as a shock to you. Still, your typical car insurance provides coverage for four basic things – bodily injury liability, property damage liability, medical coverage, and under/uninsured motorist coverage. For other things your car insurance may not cover, you will have to pay out-of-pocket when the situation may arise. Read on to find out more. 7 Things Which Are Not Covered by Your Car Insurance Damages Caused by a Natural Disaster Your basic car insurance does Read More
3 Things to Consider Before Buying an Electric Vehicle
Posted on: August 5, 2021
Electric car ownership is on the rise with more people opting to buy them than ever before. In 2020, global sales of electric vehicles increased by 43%. Meanwhile, overall car sales declined due to the COVID-19 pandemic. UBS predicts that by 2025 electric vehicles will make up a whopping 20% of all new cars sold globally. Have you ever considered buying an electric car? If yes, now is the time. Besides being environmentally friendly, there are also many other incentives related to using an Read More
Car Insurance Deductibles: What Are They & How Do They Work?
Posted on: July 8, 2021
A car insurance deductible is the amount of money a policyholder has to pay out-of-pocket towards a car accident claim. It is the amount you have to pay following an accident before your car insurance coverage kicks in. Unlike health insurance claims, car insurance does not require you to pay an annual deductible. Instead, you have to pay the deductibles on a per claim basis, i.e., every time you file a claim. In this guide, we will examine the different types of car insurance deductibles Read More
Guide to Auto Insurance for Disabled Drivers
Posted on: March 4, 2021
For most drivers, obtaining auto insurance is a pretty direct process. However, things can get complicated if you have a disability. While some basic aspects remain the same, other variables may impact your coverage. Here is an in-depth look at car insurance for drivers with disabilities. Basic Auto Insurance for Disabled Drivers Even if you have a disability, most insurers will still look at your driving record, the amount of coverage that you are looking for, and your credit score to Read More