This may come as a shock to you. Still, your typical car insurance provides coverage for four basic things – bodily injury liability, property damage liability, medical coverage, and under/uninsured motorist coverage. For other things your car insurance may not cover, you will have to pay out-of-pocket when the situation may arise. Read on to find out more. 7 Things Which Are Not Covered by Your Car Insurance Damages Caused by a Natural Disaster Your basic car insurance does Read More
3 Things to Consider Before Buying an Electric Vehicle
Posted on: August 5, 2021
Electric car ownership is on the rise with more people opting to buy them than ever before. In 2020, global sales of electric vehicles increased by 43%. Meanwhile, overall car sales declined due to the COVID-19 pandemic. UBS predicts that by 2025 electric vehicles will make up a whopping 20% of all new cars sold globally. Have you ever considered buying an electric car? If yes, now is the time. Besides being environmentally friendly, there are also many other incentives related to using an Read More
Car Insurance Deductibles: What Are They & How Do They Work?
Posted on: July 8, 2021
A car insurance deductible is the amount of money a policyholder has to pay out-of-pocket towards a car accident claim. It is the amount you have to pay following an accident before your car insurance coverage kicks in. Unlike health insurance claims, car insurance does not require you to pay an annual deductible. Instead, you have to pay the deductibles on a per claim basis, i.e., every time you file a claim. In this guide, we will examine the different types of car insurance deductibles Read More
Guide to Auto Insurance for Disabled Drivers
Posted on: March 4, 2021
For most drivers, obtaining auto insurance is a pretty direct process. However, things can get complicated if you have a disability. While some basic aspects remain the same, other variables may impact your coverage. Here is an in-depth look at car insurance for drivers with disabilities. Basic Auto Insurance for Disabled Drivers Even if you have a disability, most insurers will still look at your driving record, the amount of coverage that you are looking for, and your credit score to Read More
Should You Claim Auto Insurance for a Scratch?
Posted on: January 7, 2021
Filing an auto insurance claim for damage to your car makes sense. It's the primary reason for having an auto policy in the first place. However, filing a claim for minor damage may work against you, especially if you want to keep your car insurance costs down in the long run. Typically, you may be better off paying to fix a scratch on your car instead of pursuing insurance compensation. Here's what you must keep in mind before claiming auto insurance for a scratch. Your Claims History Read More
Consequences of Riding Without a Motorcycle Insurance
Posted on: September 10, 2020
Like auto insurance, motorcycle insurance protects you and your motorcycle from potential threats of collisions, personal accidents, crime, theft, slipping, and fire. Like most states require drivers to carry car insurance, the same applies to motorcycle riders. Riding a motorcycle is fun, so why not make sure you have peace of mind too? If you ride a motorbike, it’s essential to purchase a good motorcycle insurance policy. Motorcycle Insurance Policy Options You might be very confident about Read More
Getting Auto Insurance for Your Teenager: What You Should Know
Posted on: August 13, 2020
As a parent, witnessing your teenager learning to drive is a wonderful experience. However, offering protection to your teenage driver is a part of parenting. Buying auto insurance is the best way to protect them. Most insurance service providers give an option to add your teenager to your auto insurance policy. However, you must know some practical aspects of adding a teen to your policy. Why Add Your Teen to Your Policy? Many service providers have special offers for customers who choose Read More