Car accidents are not always caused by other drivers. Sometimes, accidents can be caused by animals that dart out into the road unexpectedly. These accidents can significantly damage your vehicle, leaving you with a hefty repair bill. One question that drivers often ask is whether their car insurance will cover damage from animal collisions. This blog will explore this topic and provide the information you need to understand your insurance coverage. Does Car Insurance Cover Damage from Read More
Simple Yet Possible Ways to Reduce Your Auto Insurance Premiums
Posted on: December 21, 2022
While auto insurance is mandatory in most states, its cost makes it still optional for some people. The cost of car insurance depends on several factors, including the model and make of the vehicle, policy type, additional coverages included, driving record, etc. However, despite these, you can save on your auto insurance premiums. Read on to learn how. Leverage these tips to lower your auto insurance rates: Increase Your Deductible The deductible is the amount you need to pay Read More
How Easy Is It to Switch Auto Insurance?
Posted on: September 21, 2022
Typically, one does not have to wait until the policy renewal time to modify their auto insurance policy. Instead, you can call your insurer's customer care line or chat with your local agent to modify an existing policy. While many insurers don't charge you anything to terminate an existing coverage, some do. So, if lowering your coverage limits or raising your deductible on your current policy will help you save money, this may be all you need to do. When Is a Good Time to Change My Auto Read More
What Happens When You Go Through a Bank for Car Insurance?
Posted on: May 11, 2022
You can get auto insurance from an insurance company or an insurance agent as a car owner. However, what about through a bank? Do banks offer auto insurance? Read on to find out more! When to Get Auto Insurance Through a Bank You can get auto insurance through a bank when the bank is financing your car. In other words, you get auto insurance from the bank when you apply for a car loan with them. When you finance a car, the bank buys the car on your behalf while you make payment to them Read More
What You Need to Know About Comprehensive Car Damage Coverage
Posted on: January 6, 2022
It is impossible to tell in advance or anticipate whether or not there would be damage to your properties or car especially, but they do happen. For example, your car might get damaged via the act of theft or vandalism, or it could be shattered by a large tree that falls on it on a stormy night. To avoid the stress of repairing or replacing your car through out-of-pocket expenses, having comprehensive coverage on your car insurance policy will go a long way in relieving you of the cost of any Read More
Does Your Auto Insurance Plan Provide Coverage for Your Delivery Driving?
Posted on: October 14, 2021
Ever since the global COVID-19 pandemic, the popularity of delivery services has surged tremendously. That’s because people find it easier to order for commodities to be delivered to them in the comfort of their home rather than going through the stress of getting it themselves. These commodities may range from things like food, pets, groceries, equipment, etc. However, these deliveries are not made by machines or robots. Instead, they are done by people like us. Since delivery drivers often Read More
What Are the Things Your Car Insurance May Not Cover?
Posted on: September 9, 2021
This may come as a shock to you. Still, your typical car insurance provides coverage for four basic things – bodily injury liability, property damage liability, medical coverage, and under/uninsured motorist coverage. For other things your car insurance may not cover, you will have to pay out-of-pocket when the situation may arise. Read on to find out more. 7 Things Which Are Not Covered by Your Car Insurance Damages Caused by a Natural Disaster Your basic car insurance does Read More