Does Your Education Affect Your Auto Insurance Rates?

Does having a college education help you save on car insurance? When your auto insurance provider calculates your rates, they will take various factors into account.  Many drivers are surprised to learn that their education level is one of the things considered.  But how exactly does your education affect your rates?  Here's what you need to know. How Your Education Level Affects Your Auto Insurance Some auto insurance providers will look at your level of education when determining your Read More

What Happens If You Don’t Exchange Information After an Accident?

What to do if you're in an accident and don't get the other driver's info. There are many reasons why you may fail to exchange information with another involved driver after an accident.  However, not having the other driver's information does not need to throw you for a loop.  Here are some of the steps that you can take to deal with the situation. If You Forgot to Exchange Information If you just got caught up and completely forgot to exchange information with the other driver, then Read More

Do Out of State Speeding Tickets Raise Your Auto Insurance Rates?

What to know about moving violations that occur out of state. While you understand that getting a speeding ticket will cause your auto insurance premiums to rise, is this still true when you receive the violation while driving out of state?  Here is what drivers need to know about their car coverage and out of state speeding tickets. How Speeding Tickets Affect Auto Insurance Rates Receiving a speeding ticket causes your insurance rates to increase because your insurer sees you as Read More

Suggestions for Selling Your Car

Take these steps when attempting to sell your car independently. Want to sell your car?  Then you probably don't know where to begin.  Rather than sticking a price on your car and hoping that someone calls you, there are measured steps that you should take.  Here's what you should do to sell your car. Research the Car Market One of the first things you should do after deciding to sell is go on Kelley Blue Book, AutoTrader.com, or Cars.com to estimate your car's market value.  This will Read More

Summer Vehicle Maintenance Tips

Keep your car in good shape this summer. With temperatures rising rapidly, your car's risk for overheating and experiencing other issues increases exponentially.  To ensure that your vehicle makes it through this season, here are some of the essential maintenance tasks that you should stay on top of. Clean Your Windshield Wipers While you may associate your windshield wipers with wet weather, don't forget that you will use your wipers to clear your windshield of dust.  If your Read More

Tips to Get Your Car Ready for a Summer Road Trip

Take these steps to prep your car for a road trip. Planning on hitting the road this summer?  Before you go, it's important to get your car ready.  Not sure what you should do to prepare your car for your road trip?  Then here are some of the tasks that you should complete. Take Care of Routine Maintenance There are several car maintenance tasks that you can take care of on your own.  For instance, you should handle things like cleaning your windows, windshield, and mirrors; replacing Read More

Can You Have Too Much Car Insurance?

Is your car over-insured? While you might understand the risk of carrying insufficient auto coverage, is it possible to have too much car insurance?  Actually, yes and it's something that car owners should avoid.  Here's why you need to secure the right amount of car coverage to meet your needs. The Problem with Too Much Car Coverage The main problem with carrying excessive auto insurance is that it will be extremely expensive.  While you can rest easy knowing that your policy will Read More