Summer Vehicle Maintenance Tips

Keep your car in good shape this summer. With temperatures rising rapidly, your car's risk for overheating and experiencing other issues increases exponentially.  To ensure that your vehicle makes it through this season, here are some of the essential maintenance tasks that you should stay on top of. Clean Your Windshield Wipers While you may associate your windshield wipers with wet weather, don't forget that you will use your wipers to clear your windshield of dust.  If your Read More

Tips to Get Your Car Ready for a Summer Road Trip

Take these steps to prep your car for a road trip. Planning on hitting the road this summer?  Before you go, it's important to get your car ready.  Not sure what you should do to prepare your car for your road trip?  Then here are some of the tasks that you should complete. Take Care of Routine Maintenance There are several car maintenance tasks that you can take care of on your own.  For instance, you should handle things like cleaning your windows, windshield, and mirrors; replacing Read More

Can You Have Too Much Car Insurance?

Is your car over-insured? While you might understand the risk of carrying insufficient auto coverage, is it possible to have too much car insurance?  Actually, yes and it's something that car owners should avoid.  Here's why you need to secure the right amount of car coverage to meet your needs. The Problem with Too Much Car Coverage The main problem with carrying excessive auto insurance is that it will be extremely expensive.  While you can rest easy knowing that your policy will Read More

Will Tickets Remain on My Driving Record Forever?

Learn how long a ticket will remain on your driving record. Unfortunately, tickets are something that all drivers will face at some point in their lives.  Whether it be a parking violation or a speeding ticket, it's never fun to be on the receiving end of a driving infraction.  To make matters worse, traffic tickets can remain on your driving record and affect your insurance.  But how long will a violation remain on your record?  Here's what you need to know. Not All Tickets Go on Your Read More

How Your Claims History Affects Your Auto Insurance Costs

Why does your auto insurance provider need your claims history? When you go to secure auto insurance, your premiums are dependent on a series of factors.  One of the most influential factors is your driving and claims history.  But why exactly does your insurer place so much emphasis on your claims history?  Here's what you need to know. More Claims Mean Higher Costs Auto insurers use your claims history to determine if you are a high or low-risk driver.  If you have a track record of Read More

The Consequences of Driving with an Expired License

Getting caught driving with an expired license can have some very serious consequences. As a driver, it is your responsibility to ensure that your driver's license remains up-to-date and valid.  Should you accidentally allow your license to expire, then attempting to drive is actually illegal across all 50 states.  If you get caught driving with an expired driver’s license, here are some of the possible penalties that you can face. Legal Consequences If the officer who stops you is Read More

Auto Insurance for First-Time Drivers

Here's what you need to know about securing car insurance for the first time. When it comes time to secure your first auto insurance, you may be tempted to ask your agent for the cheapest policy out there. However, now is not the time to skimp on coverage. Here are some of the recommended coverages that all drivers are encouraged to carry. Bodily Injury Liability This insurance will offer financial coverage for the third-party injuries you may accidentally cause while behind the wheel. Read More