Potholes are a common nuisance for drivers, especially in areas where weather conditions fluctuate, causing the roads to deteriorate. As a result, many vehicle owners may wonder whether their car insurance will cover damages incurred from hitting a pothole. Understanding your coverage options is crucial for ensuring that you are adequately protected. Types of Coverage That May Apply Collision Coverage: This is the primary type of insurance that can cover pothole damage. Collision coverage Read More
Does Car Insurance Cover Battery Replacement?
Posted on: November 27, 2024
When it comes to car insurance, many drivers wonder what is and isn’t covered under their policy. One common question is whether car insurance covers battery replacement. At ISU- Wissink Agency, we’re here to clarify this topic and help you understand your options. Understanding Car Insurance Coverage Car insurance typically falls into several categories, including: Liability Coverage: Covers damages to others in an accident you cause. Collision Coverage: Pays for damage to your vehicle Read More
The Hidden Coverage in Your Auto Insurance: Demystifying Personal Injury Protection
Posted on: August 14, 2024
Auto insurance can feel like a complex web of terms and coverages. While most drivers are familiar with mandatory options like liability insurance, there's a hidden gem tucked away in many policies: personal injury protection (PIP). Let's understand what it is, how it works, and why it might be a valuable addition to your auto insurance coverage. What Is Personal Injury Protection (PIP)? It is an optional add-on coverage available with most auto insurance policies. Unlike liability Read More
Don’t Get Burned: The High Price of Lying on Your Car Insurance Application
Posted on: July 24, 2024
We all know the saying, "A little white lie never hurt anyone." But when it comes to your car insurance application, a seemingly harmless fib can have severe consequences down the road. Let's continue reading to understand the high price you might pay for lying on your car insurance application. Why You Might Consider Bending the Truth? Let's face it: car insurance can be expensive. The temptation might arise to downplay certain details on your application to secure a lower premium. Here Read More
How Your Education Level Can Influence Car Insurance Costs?
Posted on: May 8, 2024
As you navigate life, several milestones will shape your journey. Graduating from college is one such milestone, signaling academic achievement and potential financial benefits beyond the classroom. One area where your degree can have a surprising impact is your car insurance expenses. Here, we will discuss the relationship between higher education and car insurance costs, exploring how obtaining a degree can influence your premiums. The Correlation Between Education and Insurance Costs At Read More
The Essentials of Third-party Coverage in Your Auto Policy
Posted on: November 15, 2023
In the labyrinth of auto insurance policies, one term that often takes center stage is "third-party auto insurance." It's a phrase thrown around in policy discussions, but what does it mean? Let's embark on a journey to demystify the concept and understand why it's crucial in safeguarding your vehicle and financial well-being. Unraveling the Mystery: What is Third-party Auto Insurance? At its core, third-party auto insurance is a component of your auto policy designed to protect you from Read More
Breaking the Chain: 5 Common Motorcycle Insurance Myths Debunked
Posted on: October 25, 2023
Motorcycle insurance is crucial to responsible riding, yet it often falls prey to several misconceptions. These myths can lead riders to make ill-informed decisions about coverage. Read to learn the truth behind five common misconceptions about motorcycle insurance. As a rider, having all the necessary information to make informed decisions about your coverage is crucial. Don't be fooled by these myths any longer! Myth 1: Motorcycle Insurance is Expensive One of the most pervasive myths Read More