Will Tickets Remain on My Driving Record Forever?

Learn how long a ticket will remain on your driving record. Unfortunately, tickets are something that all drivers will face at some point in their lives.  Whether it be a parking violation or a speeding ticket, it's never fun to be on the receiving end of a driving infraction.  To make matters worse, traffic tickets can remain on your driving record and affect your insurance.  But how long will a violation remain on your record?  Here's what you need to know. Not All Tickets Go on Your Read More

How Your Claims History Affects Your Auto Insurance Costs

Why does your auto insurance provider need your claims history? When you go to secure auto insurance, your premiums are dependent on a series of factors.  One of the most influential factors is your driving and claims history.  But why exactly does your insurer place so much emphasis on your claims history?  Here's what you need to know. More Claims Mean Higher Costs Auto insurers use your claims history to determine if you are a high or low-risk driver.  If you have a track record of Read More

The Consequences of Driving with an Expired License

Getting caught driving with an expired license can have some very serious consequences. As a driver, it is your responsibility to ensure that your driver's license remains up-to-date and valid.  Should you accidentally allow your license to expire, then attempting to drive is actually illegal across all 50 states.  If you get caught driving with an expired driver’s license, here are some of the possible penalties that you can face. Legal Consequences If the officer who stops you is Read More

Auto Insurance for First-Time Drivers

Here's what you need to know about securing car insurance for the first time. When it comes time to secure your first auto insurance, you may be tempted to ask your agent for the cheapest policy out there. However, now is not the time to skimp on coverage. Here are some of the recommended coverages that all drivers are encouraged to carry. Bodily Injury Liability This insurance will offer financial coverage for the third-party injuries you may accidentally cause while behind the wheel. Read More

Can You Stay on Your Parents’ Insurance When You Move Out?

How long can you remain on your parents' car insurance? If you are a younger driver, then remaining on your parents' auto insurance is likely your cheapest coverage option. However, there are certain circumstances under which you will not be allowed to remain on their policy. For instance, you cannot remain on your parent's policy when you move out. Here's why. Why do I get removed from my family's policy? Car insurance is sold per household. This means that your parent's insurance will Read More

Bad Habits That Make California Roads Unsafe

Here are some of the dangerous driving behaviors that put California drivers at risk. As a responsible driver, the last thing you want to do is put yourself, your passengers, and other motorists at risk. Unfortunately, many drivers develop bad habits and fail to recognize just how risky these behaviors are. If you want to do your part to preserve the safety of California's roadways, make sure you are avoiding these bad driving habits. Speeding Speeding is a bad and completely unnecessary Read More

Drive Safely This Thanksgiving Weekend

Stay safe as you hit the road this holiday. With Thanksgiving mere days away, you may be gearing up for a long drive. To ensure that you and your family arrive at your destination safely, there are some precautions you should take. Here are some of the driving safety tips you should employ this Thanksgiving weekend. Anticipate Traffic Conditions If you are driving during a major holiday weekend, traffic is inevitable. While you can always keep to back roads and surface streets, it's Read More