Homeowners Insurance: Unravelling Policy Forms 

Homeowners insurance provides coverage for potential damages and losses that may occur to your property. However, not all policies are created equal. Different types of homeowners insurance policy forms are available, each offering varying levels of coverage. This article will explore the most common types of homeowners insurance policies and their key features. HO-1: Basic Form Policy The HO-1, or Basic Form Policy, is the most limited type of homeowners insurance coverage. It typically Read More

What Separates Homeowners from Condo Insurance?

How home and condo insurance differ. It's no secret that traditional homes and condominiums are wildly different.  Naturally, these differences require differences in insurance coverage.  Curious to learn what separates homeowners insurance from condo insurance?  Then please read on. The Difference Between Home and Condos First, it's important to understand what separates home ownership from owning a condo.  When you own a home, you are responsible for everything inside the home, the Read More