Term Life Decisions: How to Determine the Appropriate Duration for Your Coverage

In the realm of financial planning, one crucial aspect often overlooked is life insurance. Among the several available types, term life insurance is a popular choice for many individuals. However, a common dilemma arises when determining the appropriate duration for this type of coverage. Let's learn more about the topic: How long should your term life insurance last? Understanding Term Life Insurance Before we explore the ideal duration, let's grasp the fundamentals of term life Read More

What You Need to Understand About Temporary Life Insurance

Temporary life insurance is short-term insurance. It applies to both term life and whole life insurance policies. It protects the policy's beneficiary for the time frame during which the underwriting process is in progress. In the event of the policyholder's death, the insurance company will pay out the death benefit to the beneficiaries attached to the policy. The amount paid as a death benefit is equivalent to the insurance coverage. Here’s a detailed analysis of temporary insurance Read More

Why Should Women Choose Term Insurance Plans?

In recent times, women have been more involved in various fields and industries historically filled by men. Due to the rising cost of living, both men and women in many households have had to work outside the home in order to earn more income. The loss of an income earner in such situations can result in a financial crisis. In some single-parent households, women act as the only provider in the home. If they have no financial protection, such as a life insurance plan, their demise can result in Read More

Life Insurance Awareness Month!

ISU Wissink Insurance recognizes September as Life Insurance Awareness Month! During the month of September, the nonprofit LIFE Foundation teams up with other reputable organizations to increase awareness of life insurance. Of the 317 million individuals living in America, 95 million American adults remain without life insurance coverage. Life insurance is one of the most important insurance policies one can acquire. Life insurance allows your loved ones to continue living a comfortable Read More