Long term care insurance enables you to cover the expenses when you experience an illness or disability that requires long-term hospitalization, nursing home care, or even at-home care. However, there are a lot of misconceptions regarding long term care insurance coverage. This blog will assist you in separating fact from fiction. Fact vs. Fiction: Long Term Care Insurance 1. Medicare Coverage Fiction: Medicare, Medicare supplement policy or Medicaid covers long term care insurance. Read More
Find Out Why You Need Long-Term Care Insurance
Posted on: May 19, 2016
Learn how long-term care insurance can benefit you! People don't necessarily expect to get sick, but many people are affected daily. From cancer to Alzheimer’s disease, there are a plethora of illnesses that are common and require long-term medical care. Care isn’t cheap. Ensure that you can afford long-term care and invest in the right kind of insurance. Check out why you should invest in long-term care insurance. Your Health Insurance Won’t Cut It. While your health insurance helps to Read More
Benefits of Long Term Care Insurance Policies
Posted on: September 26, 2014
Long term care is a type of health care that offers those with illnesses, disabilities, and other disabling conditions with their much needed care. Depending on the exclusive needs of the individual, these services can range from help with daily activities to weekly tasks. Long term care can be provided by nurses, therapists, or any other medical professional. Long term care differs from disability insurance in that it does not provide coverage for being injured on the job from high risk Read More
What Are The Benefits of Having Long-Term Care Insurance?
Posted on: April 25, 2014
According to a study commissioned by Genworth Insurance and Financial services, more than 70 percent of Americans over the age of 65 will need long term care at some point in their lifetime. If an individual's health challenges result in the inability to bathe, eat, toilet, transfer or dress themselves independently, or if bladder control and mobility become difficult, long term assistance is often needed. While many elderly prefer to live at home, sometimes help from a nursing home and/or Read More