Things to Consider When Getting Long-Term Care Insurance

In the journey of life, there are certain inevitabilities we must prepare for, and one such inevitability is the potential need for long-term care. As we age, the likelihood of requiring assistance with daily activities such as bathing, dressing, or even managing medications increases. Long-term care insurance provides financial coverage for these services, offering mental protection to individuals and their families. But the question remains: What are the things that needs to be considered Read More

Breaking Down Facts and Fiction about Long Term Care Insurance

Long term care insurance enables you to cover the expenses when you experience an illness or disability that requires long-term hospitalization, nursing home care, or even at-home care. However, there are a lot of misconceptions regarding long term care insurance coverage. This blog will assist you in separating fact from fiction. Fact vs. Fiction: Long Term Care Insurance 1. Medicare Coverage Fiction: Medicare, Medicare supplement policy or Medicaid covers long term care insurance. Read More

Find Out Why You Need Long-Term Care Insurance

Learn how long-term care insurance can benefit you! People don't necessarily expect to get sick, but many people are affected daily. From cancer to Alzheimer’s disease, there are a plethora of illnesses that are common and require long-term medical care. Care isn’t cheap. Ensure that you can afford long-term care and invest in the right kind of insurance. Check out why you should invest in long-term care insurance. Your Health Insurance Won’t Cut It. While your health insurance helps to Read More

Benefits of Long Term Care Insurance Policies

Long term care is a type of health care that offers those with illnesses, disabilities, and other disabling conditions with their much needed care. Depending on the exclusive needs of the individual, these services can range from help with daily activities to weekly tasks. Long term care can be provided by nurses, therapists, or any other medical professional. Long term care differs from disability insurance in that it does not provide coverage for being injured on the job from high risk Read More

What Are The Benefits of Having Long-Term Care Insurance?

According to a study commissioned by Genworth Insurance and Financial services, more than 70 percent of Americans over the age of 65 will need long term care at some point in their lifetime. If an individual's health challenges result in the inability to bathe, eat, toilet, transfer or dress themselves independently, or if bladder control and mobility become difficult, long term assistance is often needed. While many elderly prefer to live at home, sometimes help from a nursing home and/or Read More