Life Insurance for Smokers: Here’s What You Need to Know

The fluctuating price of monthly premiums often prevents people from purchasing life insurance. This is especially true if you have a habit such as smoking. Even if you only smoke occasionally, you may pay much higher premiums for your policy compared to a nonsmoker. Here is a look at life insurance rates for smokers and how that may impact you in the future. Why Life Insurance for Smokers Is Unique If you smoke regularly, the terms of your life insurance policy will differ compared to Read More