What to think about when securing renters insurance. If you are living in a rented space, then you need the protection offered by renters insurance.  This is because your renters insurance will protect your belongings and personal liability—things that your landlord is not obligated to protect.  Before you shop for the right renters insurance policy, here are some of the things to think about. Should you secure actual cash value or replacement cost coverage? Actual cash value refers to Read More