What Are The Benefits of Having Long-Term Care Insurance?

According to a study commissioned by Genworth Insurance and Financial services, more than 70 percent of Americans over the age of 65 will need long term care at some point in their lifetime. If an individual's health challenges result in the inability to bathe, eat, toilet, transfer or dress themselves independently, or if bladder control and mobility become difficult, long term assistance is often needed. While many elderly prefer to live at home, sometimes help from a nursing home and/or Read More