What You Need to Know About Personal & Commercial Umbrella Policies

Personal and commercial umbrella policies are both additional insurance policies that are used to pay off the extra expenses when the existing policy is insufficient to pay for the damage. The personal umbrella policy is used by individuals, and the commercial umbrella policy is used by businesses. Personal Umbrella Policy Most people have necessary insurance policies, such as homeowners or auto insurance. However, they are usually unaware of the personal umbrella insurance and hence do not Read More

Understanding the Details of Personal Property Insurance

Do you know that it is essential to get personal property coverage for your valuable belongings? This coverage ensures that you get reimbursed in case anything happens to your beloved belongings. For example, if you have an antique vase that is worth $1000, having personal property insurance through your home insurance means that you will get $1000 reimbursed in case the vase breaks. However, before you insure your personal items, you should get it appraised so that you can claim insurance for Read More