Recreational vehicles (RVs) have become popular for adventurers and travelers seeking the freedom of the open road. However, owning an RV comes with responsibilities, and one pressing concern is the potential growth of mold inside these vehicles. Mold can be a health hazard and cause significant damage to the RV's interior. Many RV owners wonder whether their insurance policy covers mold-related issues. This article will delve into the intricacies of RV insurance and explore whether it covers Read More
How Do Insurance Deductibles Actually Work?
Posted on: June 29, 2022
If you've ever bought insurance or filed a claim, you've certainly heard the term "deductible," but you might not know what it means or how it works. A deductible is an amount you need to pay out of pocket before your insurance coverage is triggered and starts paying for the peril. The type of deductible you choose depends on the coverage you have. Auto insurance deductibles are often grouped into two types: collision and comprehensive. A collision deductible is a set dollar amount that you Read More
What You Need to Know About Personal & Commercial Umbrella Policies
Posted on: August 20, 2020
Personal and commercial umbrella policies are both additional insurance policies that are used to pay off the extra expenses when the existing policy is insufficient to pay for the damage. The personal umbrella policy is used by individuals, and the commercial umbrella policy is used by businesses. Personal Umbrella Policy Most people have necessary insurance policies, such as homeowners or auto insurance. However, they are usually unaware of the personal umbrella insurance and hence do not Read More
Understanding the Details of Personal Property Insurance
Posted on: May 7, 2020
Do you know that it is essential to get personal property coverage for your valuable belongings? This coverage ensures that you get reimbursed in case anything happens to your beloved belongings. For example, if you have an antique vase that is worth $1000, having personal property insurance through your home insurance means that you will get $1000 reimbursed in case the vase breaks. However, before you insure your personal items, you should get it appraised so that you can claim insurance for Read More