Why it Pays to Have Whole Life Insurance

Why whole life insurance may be right for you. While most people understand the need to secure life insurance, they do not know about their various coverage options.  When it comes time to secure life insurance, one of the first things that you will have to decide is whether to go with term or whole life insurance.  Term life is the more common option of the two, but there are certain benefits to securing a whole life policy.  Here are the advantages of whole life insurance coverage. Read More

Why Age Matters When It Comes to Life Insurance

How does your age affect your life insurance? In general, the younger you are, the cheaper your life insurance will be.  This is why people are encouraged to secure life insurance early in life.  But why does age play such a big role in life insurance costs?  Here's what you need to know. Why Younger Equals Lower Rates Term life insurance is particularly time-sensitive when determining your rates.  This is because term life insurance only covers you for a specific period of time and, the Read More

How Long Does It Take for Life Insurance Benefits to Be Paid Out?

Here's what you need to know about the distribution of life insurance benefits. If your family's main breadwinner has passed away suddenly, then you may already be feeling the financial impact of their loss.  This is why you might be worried about how quickly you will receive your loved one's life insurance benefits.  Here's what you should know about the distribution of life insurance benefits. How quickly will I receive benefits? According to the American Council of Life Insurers Read More

Do College Grads Need to Consider Life Insurance?

Is life insurance something you need to consider after finishing university? As a college graduate, securing life insurance is probably one of the last things on your mind.  However, if you have taken out student loans to fund your education, then the need to secure life insurance coverage is actually quite pressing.  Here's why you should seriously consider securing life insurance as a recent college grad. Protecting Your Loved Ones The average student loan per borrow is around $33,000, Read More

What Life Insurance Policy Holders are Responsible For

Here's what you need to take care of as a life insurance policyholder. If you have secured the proper life insurance coverage, this is just the first step of many that you’ll need to take. Being a responsible life insurance policyholder requires more than simply paying your premiums. Here are some of the other tasks that you’ll need to check off your list. Review Your Policy Once you have secured a life insurance policy, it's important to review and update it on a regular basis. You Read More

The Life Insurance Small Business Owners Need

Protect your company and your family with the right life insurance coverage. While you own a business, "business owner" isn't the only title that describes you. You may also a business partner, parent, spouse, and so on. You fill many different roles and, naturally, many different people rely on you. This is why it's so important to have the right life insurance options to care for the different people in your life. Luckily, there are different coverage options to provide for everyone in your Read More

10 Reasons Why You Should Buy Life Insurance

Here are the top reasons to buy life insurance. While most people understand the importance of having life insurance, few actually have this essential coverage. While it’s easy to avoid securing life insurance coverage when you’re young and healthy, the longer you wait, the more tenuous your position becomes. This is why you shouldn’t wait too long to secure the coverage that you and your loved ones need. Need a little extra incentive? Here are the top reasons why you need to get coverage now Read More