Homeowners insurance provides coverage for potential damages and losses that may occur to your property. However, not all policies are created equal. Different types of homeowners insurance policy forms are available, each offering varying levels of coverage. This article will explore the most common types of homeowners insurance policies and their key features. HO-1: Basic Form Policy The HO-1, or Basic Form Policy, is the most limited type of homeowners insurance coverage. It typically Read More
How Can You Make a Home Insurance Claim for Your Roof Damage?
Posted on: March 22, 2023
As a homeowner, one of the most important investments you have is your house. It is essential to protect your home from damages caused by natural disasters, accidents, and other events. When it comes to roof damage, it's important to know what kind of damage is covered by your homeowners insurance and how to file a claim if you need to. In this article, we'll discuss the types of roof damage covered by homeowners insurance, tips for filing a roof insurance claim, and what to do if you get Read More
Useful Tips for First-Time Homebuyers
Posted on: February 15, 2023
Buying your first home can be an essential milestone in your life. To ensure a successful and stress-free process, you must have the requisite knowledge and know your options. Here are a few helpful tips for first-time homebuyers to help you make the best decisions when buying your first home. Helpful Tips for Buying Your First Home Getting pre-approved for a mortgage is an important step toward buying your first home, as it will give you an idea of what you qualify for and can afford. It Read More
Insurance for House Flip Project: When Do You Need It?
Posted on: June 15, 2022
If you don't want to deal with the inconvenience of owning a house and renting it out, buying a fixer-upper and reselling it for a profit is the next best thing. While the process appears to be straightforward, one critical aspect should never be overlooked: the requirement for home insurance You may believe you don't need insurance because no one lives in your investment property. That, however, is not the case. Believe it or not, several things that may go wrong during renovation Read More