If you own possessions you want to protect, a home inventory can help.
If you’ve never made a home inventory before, it might feel a little daunting. After all, it will take some work to create a list of every single thing you own. Is it worth it? Yes! There are a few ways a home inventory can serve you.
It can save you money.
When you bought your home insurance policy, your agent likely asked you how much property you wanted to protect. If you’ve never totaled up the value of all your stuff, you probably made a ballpark guess. That can end up costing you! For starters, you could be paying for more protection than you even need. More importantly, though, you could find that your protection falls short in the event of a disaster. The lack of a home inventory could leave you paying out of pocket to make up for any shortcomings in your policy.
That’s not the only way your home inventory can help you get the most of our home insurance, either.
It can help you bounce back after a disaster.
If you do need to file an insurance claim, your home inventory can significantly expedite the process. Already knowing which items need to be replaced and how much they were worth eliminates guesswork that could significantly slow down your claim.
It’s not just for homeowners.
Think you don’t need to make a home inventory until you have a home? Think again. Renters are equally served by having a record of all of their possessions.
Are you ready to take your home inventory? We can help! Our expert team can guide you through the process to make sure you capture all the necessary information.
When looking for insurance, contact the professionals at ISU Wissink Insurance in your community. Located in Culver City, California, we serve all your personal and commercial insurance needs.