In today's competitive job market, employee benefits play a crucial role in attracting and retaining top talent. Offering health insurance to your employees is an essential benefit that can help you attract and retain the best workers. However, as a small business owner, you may be wondering if providing health insurance is worth the investment. Do Small Businesses Need to Offer Health Insurance? Providing health insurance to your employees can offer several benefits to your small Read More
How Hospital Acquisitions of Doctors’ Practices Have Increased Treatment Costs
Posted on: October 5, 2022
Hospitals have long been commonplace to purchase doctors’ practices or hire them directly. It has now almost been around for three decades. While access to a hospital's infrastructure could occasionally lead to better treatment options, there may be a few potential downsides. One of them is that a rise in treatment costs is inevitable with such acquisitions. Why Do Treatment Costs Rise When Hospitals Buy Out Doctors' Practices? The Affordable Care Act incentivizes hospitals to acquire Read More
Picking the Right Health Insurance: A Guide
Posted on: July 13, 2022
It's no secret that navigating the complexities of health insurance, particularly in the United States, can be challenging. To comply as an employer providing health insurance, you must follow a complex set of laws and regulations. Similarly, if you're looking for health insurance for yourself or as an employee, there are several key factors to consider. You're not alone if you're feeling a little overwhelmed by the process. However, following a few basic steps may help you make a more Read More
Health Insurance: How It Protects You From Most Health and Financial Risks
Posted on: February 24, 2022
Does your employer provide health insurance coverage? If not, you can get your personal coverage covering essential health benefits. The main benefit of getting marketplace health insurance is that it protects you from paying enormous high costs out of pocket in emergencies. Here's a deeper look at what marketplace health insurance provides. Essential Features of Marketplace Health Insurance Ambulatory patient services - Includes outpatient careBirth control coverage - Includes various Read More
How Should You Purchase Health Insurance if You Are Self-Employed?
Posted on: October 21, 2021
As an employer, getting health insurance is pretty certain since your employer is expected to provide one for you. However, things become a lot different when you decide to quit your job and become your own boss. As a self-employed individual, the responsibility to purchase your own health insurance falls on you. However, health insurance coverages might vary according to the length of time you plan on being self-employed. That’s why you have to decide if your decision to become your own boss Read More
Learn More About Long-Term Care Insurance
Posted on: March 19, 2020
What you may not have known about long-term care insurance. When people think about essential types of insurance, long-term care insurance doesn't usually make the list. However, when you take the time to really learn about this coverage, it's easy to see why having it is so important. Here are some of the things you may not have known about long-term care coverage. You Can Choose Where You Receive Care One of the most common misconceptions about long-term care insurance is that it Read More
Don’t Believe These Heart Health Myths
Posted on: February 27, 2020
Dispelling these myths in honor of American Heart Month. February is American Heart Month, a month dedicated to spreading awareness for common cardiovascular health issues. A major goal of this month is educating the public about taking care of their heart health and the realities of heart disease. In honor of this month, here is the truth behind some of the most common misconceptions about people with heart disease. Myth 1: People with heart disease need to take it easy. Many people Read More