Insure your engagement ring and live happily ever after!
Congratulations on your engagement! You’ve picked the dress, you’ve picked the venue, and you’ve found the person you’re going to spend the rest of your life with. It’s an exciting time but it’s also an important time to be responsible. Your engagement ring is a pricey investment. Make sure it’s safe with the right insurance. As you continue to plan your dream wedding, be sure to check out these engagement ring insurance policy options.
Extension of your homeowners policy.
You likely already have insurance for either your home or apartment. Certain homeowners and renters policies offer extensions to your coverage. That way you can extend your coverage to include your engagement ring. Just be wary that this type of coverage has a limit. These types of coverage cover all your personal belongings and have a maximum that may fall a little short of replacing everything you own.
Personal property coverage.
Another option to insure your engagement ring would be to purchase personal property coverage. This type of coverage isn’t unique to your engagement ring, but to all valuable property from works of art to electronics. This type of coverage is guaranteed.
Jewelry insurance.
Separate from the two previous options, you have the option of special jewelry insurance. The type of coverage is dependent on the type of policy. However, it usually provides more coverage than a standard homeowners insurance policy.
No matter which type of insurance you choose, make sure that you ask plenty of questions to be sure that it’s the right policy for your needs. For help finding the right engagement ring policy, contact the professionals at ISU Wissink Insurance. Located in Culver City, California, we serve all your personal and commercial insurance needs.