Running a business in California is both exciting and challenging. As a business owner, you’re prepared for many risks such as fire, storms, and theft but have you considered the hidden costs that come with recovering from a disaster? That’s where Extra Expense Coverage comes in. At ISU Wissink Insurance, we help businesses like yours stay resilient when the unexpected strikes. Understanding Extra Expense Coverage Extra Expense Coverage is a specialized part of business insurance that helps Read More
5 Key Factors to Consider When Buying EPLI Coverage
Posted on: April 23, 2025
Employment-related lawsuits have become more common, making Employment Practices Liability Insurance (EPLI) an essential business safeguard. Even with proper policies, companies can face employee claims regarding wrongful termination, workplace harassment, discrimination, or retaliation. Defending these claims can be costly, so having the right EPLI coverage is crucial. Understanding how EPLI works and what to consider when selecting a policy helps businesses make informed decisions. Here are Read More
How the Right Drivers Impact Your Commercial Auto Insurance?
Posted on: March 5, 2025
When it comes to managing your commercial auto insurance policy, the drivers you select for your vehicles play a crucial role in determining your premiums and coverage. Your driver's driving history, experience, and training all affect the risk associated with your business. Understanding how the right drivers influence your policy can help you control costs while ensuring your business is properly protected. Key Factors That Affect Commercial Auto Insurance Driver History Your driver's Read More
7 Essential Steps to Minimize Professional Liability Claims
Posted on: February 19, 2025
In today’s competitive business environment, professionals across various industries face the risk of liability claims. Whether you are a consultant, lawyer, or healthcare provider, protecting yourself from potential lawsuits is crucial. Here are seven essential steps to help limit professional liability claims and safeguard your business. Understand Your Risks The first step in minimizing liability claims is to understand the specific risks associated with your profession. Conduct a thorough Read More
6 Essential Factors for Choosing Commercial Property Insurance
Posted on: January 22, 2025
While protecting your business, securing the right commercial property insurance is crucial. This type of insurance safeguards your physical assets, such as buildings, equipment, and inventory, against various risks. However, selecting the appropriate policy can be overwhelming due to the numerous options available. Here are seven essential factors to consider before purchasing commercial property insurance. Understand Your Coverage Needs Before diving into policy options, assess what you Read More
Does Business Insurance Cover Breach of Contract?
Posted on: December 11, 2024
In the world of business, contracts serve as the backbone of transactions, establishing clear expectations and responsibilities between parties. However, breaches can occur despite best efforts, leading to significant financial repercussions. This raises an essential question for business owners: does business insurance cover breach of contract? Understanding Business Insurance Business insurance encompasses a variety of policies to protect businesses from unforeseen risks. Common types include Read More
How to Get Employment Practices Liability Insurance for Business Owners?
Posted on: November 13, 2024
In today’s complex work environment, businesses face a variety of legal risks related to employment practices. This is where Employment Practices Liability Insurance (EPLI) comes into play. At Isu - Wissink Agency, we understand the importance of protecting your business from potential lawsuits. Here’s how to get EPLI and what you need to know. What is Employment Practices Liability Insurance? Employment Practices Liability Insurance covers businesses against claims made by employees regarding Read More