The Costs of Poor Cyber Security

Why your business needs strong cyber security. As a business owner, you are responsible for protecting your customers' online data.  Unfortunately, with the risk of cyber attack and data breach ever increasing, it's vital that businesses look for ways to improve their cyber security protocols and systems.  Here what business stand to lose if they are hit with a data breach and what they can do to protect against one. The Cost of Cyber Attack It's important for business owners to Read More

Why You Need Business Interruption Insurance

Insurance to keep your business afloat. From major damage events to serious liability suits, there are many reasons why your business may need to close its door temporarily.  However, when business operations come to a halt and revenue stops coming in, many companies do not have enough savings to weather the storm.  In many cases, temporary business closures turn into permanent ones.  Fortunately, you can ensure that this grim reality does not happen to your company by securing the right Read More

Why Business Owners Should Consider Securing a BOP

Here are some of the benefits associated with investing in a BOP. As a business owner, you have a lot on your plate.  The last thing that you want to worry about is managing your company's insurance coverage.  Fortunately, you can streamline your coverage by securing a business owners policy or BOP.  Curious to learn more about this convenient commercial coverage option?  Then please continue reading. What is a BOP? A BOP is a commercial insurance option that combines the most essential Read More

How to Recognize Workers Compensation Fraud

These signs indicate a fraudulent workers compensation claim. As a business owner, it's natural to want to trust your employees. Unfortunately, when it comes to workers compensation claims, the National Insurance Crime Bureau reports that fraud costs the system approximately $30 billion annually. If you run a small business, a fraudulent workers compensation claim can increase your insurance costs significantly. To protect your business's assets, you need to investigate each workers Read More

Does General Liability Insurance Offer Enough Protection for My Business?

Does general liability insurance offer enough coverage for your business's risks? As a business owner, you know how important it is to have the right liability insurance in place. In fact, you probably already have general liability coverage for your company. However, it's important to understand that certain liability risks require their own coverage. Here are some of the other types of liability insurance that your business might require. Errors and Omissions Insurance (E&O) Also Read More

Major Risks That Business Owners Need to Look Out For

Watch out for these major threats to your company. As a business owner, you know that your company faces a considerable amount of risk. This is why it’s important that you place the necessary safeguards in place. To do so, you need to know exactly which kinds of threats your business faces. Here are some of the top risks that business owners need to be on the lookout for. Liability Issues Every business is at risk for third-party claims of bodily injury, property damage, libel, or Read More

Essential Commercial Coverages for Your Business

Here are some of the insurance types that your business needs. As a business owner, you probably recognize the importance of having the right insurance coverages in place. However, with all the different options out there, it can be difficult to determine which policies are the most essential for your company. To make things a bit easier, here are some the most essential coverages for any business. Commercial General Liability One of the most serious threats that your business faces is Read More