Vandalism is a serious problem for business owners, and it can cause both financial as well as reputational damage. It is important to understand what is covered under your commercial property insurance policy and what isn't. In this article, we will discuss what kind of coverage is available for vandalism and malicious mischief, what is not covered, and what you should do if you experience vandalism-related losses. What’s Covered Under Vandalism and Malicious Mischief Coverage Commercial Read More
Can Worker Claim Compensation for Non-Work Related Injuries?
Posted on: December 7, 2022
Most people are aware that worker’s compensation insurance covers workplace injuries received while carrying out regular job tasks. Such damages include falling off a ladder at the workplace or slips in the warehouse. These common workplace injuries are protected under worker’s compensation. What about injuries that an employee sustains off the premises of the employer? Do any of these occurrences fall under worker’s compensation? Read on to find out more. Injured Outside of Work – Will it Read More
How to Avoid Common Restaurant Business Insurance Claims
Posted on: November 23, 2022
The restaurant business faces unique risks and challenges, including food contamination causing illnesses to customers, injuries and violence from fights among patrons, slips and fall incidents due to food spills, etc. All these can lead to liability claims, demanding costly settlements. However, being aware of the common restaurant business insurance claims and how to avoid them can help save your restaurant from such unfortunate incidents and related losses. Here are the common restaurant Read More
What Is Workers’ Compensation, and How Do I Apply for It?
Posted on: July 27, 2022
Worker's compensation is an insurance policy that provides medical care and benefits to any employee who experiences an injury or illness as a direct result of their employment. It pays an employee's medical expenditures and a percentage of their wages, among other things. Its "no-fault" aspect is a mutual agreement between employee and employer in which the company agrees to pay, and the employee usually cannot sue for damages. How Does Workers' Compensation Work? Workers are Read More
Some Important Workers’ Compensation FAQs
Posted on: February 10, 2022
People go to work each day without thinking of any risks they may face. Being injured on the job isn't something we consider until it happens. Many don't even realize they have Workers' Comp insurance until they have an accident and need to file a claim. It's essential to learn as much as you can before you need it to know what to do if an accident occurs. This article e deals with some essential workers’ insurance FAQs. What Does Workers' Compensation Insurance Do? Workers' Compensation Read More
Credit Card Expenses for Small Businesses
Posted on: January 20, 2022
Accepting credit card payments has become the norm for many businesses or companies especially since it is a convenient payment offer for customers or clients. However, this method is not always profitable for small businesses as credit card payments can include fees that affect the profit margin. However, there are procedures to credit card payments and processing fees which will make it easier for accepting credit cards in your small business. How to Include Credit Card Payments in Your Read More
6 Common Startup Business Risks That Can Threaten Your Tech Company
Posted on: November 18, 2021
Tech startups face a variety of risks that can slow down progress if they don't practice strong risk management. Different forms of insurance coverage exist as solutions to unfortunate financial turbulence. Here are six common startup business risks that can threaten your tech company and deter progress. 1. Reading the market and competitors incorrectly Every business must conduct market research before launching into a new commercial venture. You need to know if the market will support a Read More