ISU Wissink Agency

ISU-Wissink Insurance Agency is an independent insurance agency who has been serving California residents and businesses successfully since 1953. Choosing and purchasing insurance can be a complex task. Luckily, there is someone out there who can help you with the process, make sure you get the best deal possible and answer all your questions–an independent agent.

5 Key Factors to Consider When Buying EPLI Coverage

Employment-related lawsuits have become more common, making Employment Practices Liability Insurance (EPLI) an essential business safeguard. Even with proper policies, companies can face employee claims regarding wrongful termination, workplace harassment, discrimination, or retaliation. Defending these claims can be costly, so having the right EPLI coverage is crucial. Understanding how EPLI works and what to consider when selecting a policy helps businesses make informed decisions. Here are Read More

How Long Can You Stay on Your Parent’s Health Insurance Plan?

Health insurance is essential for medical expenses, and many young adults rely on their parent's plan for coverage. Understanding when this coverage ends and what steps to take next can help individuals prepare for a smooth transition to their health insurance. A coverage gap could leave them responsible for unexpected medical costs without planning. Knowing the available options ensures continuous protection and access to necessary healthcare services. Age Limit for Staying on a Parent's Read More

Does Homeowners Insurance Cover Burst or Leaky Pipes?

Imagine you come home after a long day only to find water pooling on the floor, seeping from a burst pipe, or a slow leak hiding under your sink. The damage from water can be overwhelming, both financially and emotionally. One of the first questions that come to mind is, "Does homeowners insurance cover burst or leaky pipes?" Understanding how your policy works can save you time, money, and stress. Let's explore how Homeowners Insurance can help with these plumbing mishaps and how to safeguard Read More

How the Right Drivers Impact Your Commercial Auto Insurance?

When it comes to managing your commercial auto insurance policy, the drivers you select for your vehicles play a crucial role in determining your premiums and coverage. Your driver's driving history, experience, and training all affect the risk associated with your business. Understanding how the right drivers influence your policy can help you control costs while ensuring your business is properly protected. Key Factors That Affect Commercial Auto Insurance Driver History Your driver's Read More

7 Essential Steps to Minimize Professional Liability Claims

In today’s competitive business environment, professionals across various industries face the risk of liability claims. Whether you are a consultant, lawyer, or healthcare provider, protecting yourself from potential lawsuits is crucial. Here are seven essential steps to help limit professional liability claims and safeguard your business. Understand Your Risks The first step in minimizing liability claims is to understand the specific risks associated with your profession. Conduct a thorough Read More

Should You Consider Life Insurance in Your 30s?

Entering your 30s is a significant milestone, often marked by new responsibilities, career advancements, and perhaps even family planning. As you navigate this transformative decade, one question that may arise is whether you should invest in life insurance. Here’s a closer look at the reasons why securing life insurance in your 30s can be a prudent decision. Understanding Life Insurance Life insurance is a contract between you and an insurance provider, where the insurer promises to pay a Read More

6 Essential Factors for Choosing Commercial Property Insurance  

While protecting your business, securing the right commercial property insurance is crucial. This type of insurance safeguards your physical assets, such as buildings, equipment, and inventory, against various risks. However, selecting the appropriate policy can be overwhelming due to the numerous options available. Here are seven essential factors to consider before purchasing commercial property insurance. Understand Your Coverage Needs Before diving into policy options, assess what you Read More