Potholes are a common nuisance for drivers, especially in areas where weather conditions fluctuate, causing the roads to deteriorate. As a result, many vehicle owners may wonder whether their car insurance will cover damages incurred from hitting a pothole. Understanding your coverage options is crucial for ensuring that you are adequately protected. Types of Coverage That May Apply Collision Coverage: This is the primary type of insurance that can cover pothole damage. Collision coverage Read More
Reasons Why Health Insurance Coverage Is A Must for Seniors
Posted on: December 25, 2024
As we age, our healthcare needs often become more complex and frequent. For seniors, having health insurance coverage is not just a luxury; it is a necessity that provides essential financial protection and access to necessary medical services. Here are several compelling reasons why health insurance coverage is crucial for seniors. Rising Healthcare CostsHealthcare expenses can be daunting, especially for seniors requiring regular medical attention. According to Forbes, healthcare spending Read More
Does Business Insurance Cover Breach of Contract?
Posted on: December 11, 2024
In the world of business, contracts serve as the backbone of transactions, establishing clear expectations and responsibilities between parties. However, breaches can occur despite best efforts, leading to significant financial repercussions. This raises an essential question for business owners: does business insurance cover breach of contract? Understanding Business Insurance Business insurance encompasses a variety of policies to protect businesses from unforeseen risks. Common types include Read More
Does Car Insurance Cover Battery Replacement?
Posted on: November 27, 2024
When it comes to car insurance, many drivers wonder what is and isn’t covered under their policy. One common question is whether car insurance covers battery replacement. At ISU- Wissink Agency, we’re here to clarify this topic and help you understand your options. Understanding Car Insurance Coverage Car insurance typically falls into several categories, including: Liability Coverage: Covers damages to others in an accident you cause. Collision Coverage: Pays for damage to your vehicle Read More
How to Get Employment Practices Liability Insurance for Business Owners?
Posted on: November 13, 2024
In today’s complex work environment, businesses face a variety of legal risks related to employment practices. This is where Employment Practices Liability Insurance (EPLI) comes into play. At Isu - Wissink Agency, we understand the importance of protecting your business from potential lawsuits. Here’s how to get EPLI and what you need to know. What is Employment Practices Liability Insurance? Employment Practices Liability Insurance covers businesses against claims made by employees regarding Read More
Health Insurance and Maternity Coverage: What Every Parent Needs to Know
Posted on: October 23, 2024
Navigating health insurance can be overwhelming, especially when you're expecting a baby. Maternity coverage is a critical aspect of insurance, ensuring that both the mother and baby receive essential medical care throughout pregnancy, childbirth, and postpartum recovery. However, understanding what your health plan covers and what you’ll need to prepare for can be confusing for many parents-to-be. What Is Maternity Coverage? Maternity coverage refers to the benefits your health insurance plan Read More
Vacant Home Insurance: Essential Protection for Your Unoccupied Property
Posted on: October 9, 2024
Owning a vacant home can be a stressful situation, especially when it comes to protecting it. Whether you've moved out and are waiting for a sale or have an unoccupied second property for an extended period, vacant homes are often more susceptible to risks like vandalism, theft, or damage. Unfortunately, many homeowners aren't aware that standard homeowners insurance often doesn't cover vacant properties. That's where vacant home insurance comes into play. What Is Vacant Home Insurance? It is a Read More