Auto Insurance Rate Factors Auto insurance is required in almost all states, which means that there is no way to avoid paying for your coverage. However, knowing what factors determine your auto insurance rates can help to make sure that you are paying the right price. Keep these car insurance premium factors in mind to see where you can make changes. Age – while everyone has a birthday every year, as long as you are under the age of 25, you will face higher premiums since you are Read More