Why does your auto insurance provider need your claims history? When you go to secure auto insurance, your premiums are dependent on a series of factors.  One of the most influential factors is your driving and claims history.  But why exactly does your insurer place so much emphasis on your claims history?  Here's what you need to know. More Claims Mean Higher Costs Auto insurers use your claims history to determine if you are a high or low-risk driver.  If you have a track record of Read More