Break this bad habit and unlock life insurance savings. When you apply for life insurance, one of the first things the insurance company will ask about is whether or not you smoke or use tobacco products.  Smoking, chewing tobacco, and using other nicotine products are a concern for life insurance companies because they increase your chances of life-threatening health risks significantly.  As a result, life insurance companies will charge you much higher premiums than nonsmokers.  This is why, Read More