Homeowners Insurance: Unravelling Policy FormsĀ 

Homeowners insurance provides coverage for potential damages and losses that may occur to your property. However, not all policies are created equal. Different types of homeowners insurance policy forms are available, each offering varying levels of coverage. This article will explore the most common types of homeowners insurance policies and their key features. HO-1: Basic Form Policy The HO-1, or Basic Form Policy, is the most limited type of homeowners insurance coverage. It typically Read More

Insurance for House Flip Project: When Do You Need It?

If you don't want to deal with the inconvenience of owning a house and renting it out, buying a fixer-upper and reselling it for a profit is the next best thing. While the process appears to be straightforward, one critical aspect should never be overlooked: the requirement for home insurance You may believe you don't need insurance because no one lives in your investment property. That, however, is not the case. Believe it or not,  several things that may go wrong during renovation Read More