Get the Right Commercial Insurance for Your Small Business

Learn how to keep your new business safe with the right insurance. Keeping your small business safe is a priority. Without the right security, your new business is vulnerable to all sorts of disasters. From lawsuits to property damage, it’s imperative to get the right commercial coverage for your business. Check out these business insurance policies that will help to give your small business the coverage that you need. Commercial Property. Damages to your property, whether structural or Read More

Check Out These Tips to Protect Your Business from Liability When Hiring a Subcontractor

Be cautious when hiring a subcontractor to protect your business from liability. Running a small business isn’t easy. You’re constantly working to ensure that your business and your clients are well taken care of. However, sometimes you wear yourself thin, and you need to bring in some extra help. That’s where contractors come in. Hiring a subcontractor can help you get your work done in a timely, efficient manner. However, it’s important to be careful. Check out what you need to know about Read More

Is Your Business Earthquake Ready?

Use these tips to ensure your business is prepared for the next earthquake. Unlike most other natural disasters, earthquakes can strike with no warning. While there is no way to predict when an earthquake will hit, there are steps that you can take to ensure that your business is ready when the ground starts shaking. Keep these earthquake prep tips in mind to ensure that you are ready. Before the next earthquake hits: Check with the building regulatory agency in your local community to Read More

Insurance Coverage For Home Based Businesses

Protect your home based business with these insurance policies.  More and more people are starting to run their own business out of their house. While this can help reduce the stress that comes with being part of the corporate world, it doesn’t come without its own set of challenges. Protecting your home based business with the right insurance policies can help to give you the peace of mind that you need. Consider these home business insurance policies to give you the coverage that you Read More

Do You Need A Business Insurance Policy?

Business Insurance Needs If you own a business, no matter the size, you know that you need to invest in business insurance policies. However, there are many people that are not quite sure if their hobby or side business requires coverage from a business insurance policy. Some of the most common people who need business insurance but don’t know it include: Freelancers – if you work remotely for many different companies and make more than $400 a year, you are not only subject to Read More

Must-Know: Workers Compensation for Small Businesses

Unfortunately, workers compensation has a bad reputation as many view the policy incorrectly. Rather than viewing workers compensation as a forced policy that you must obtain, think of your workers compensation policy as a safeguard for both you and your employees. Without workers compensation, your employees are forced to worry about who would pay for their medical expenses if they became injured, and you’d have no peace of mind that a lawsuit couldn’t ruin your business. Workers Read More

Business Interruption Coverage

In the event that a disaster strikes your business, you want to be protected. Business Income Interruption Insurance protects companies such as restaurants and bars from being left without a source of income in the event that your business experiences a temporary closure. If you are forced to shut down for months of rehabilitation, your business income interruption coverage will cover the costs of paying vendors, employees, and yourself. The last thing you want is to find that you did not Read More