How Can You Know If You Are Eligible for a Good Driver Discount?

If you are a careful driver, you might be wondering if you are eligible for a good driver discount. Well, you need to understand the definition of a good driver first. It’s not as simple as it sounds. If you want to know whether you can qualify for a good driver discount, read on.

Defining Discount for Good Driver

The discount depends on how safe or low-risk the driver is. The definition of a good driver varies from one insurance company to another. While one insurance company might require a 5-year record in clean driving without accidents or traffic violations, others might need a 1-3 year record. Some insurance companies offer a sliding discount, given as discounted premiums up to a maximum of 15%.

Where Do I Find a Good Driver Discount?

The best place to start looking for a discount would be the local car insurers. Contact them to find out their eligibility criteria. Qualifying criteria vary, so while one car insurer might waive a speeding ticket, others might consider it a disqualification. Your chances of qualifying are better with your insurance company itself.

How Do I Improve My Chances of Getting a Good Discount?

Enroll for Defensive Driving

You will be taught the basics of safe driving. The course itself could increase your chances.

Getting Forgiveness Coverage

Adding the accident forgiveness rider waives the first at-fault accidents or traffic violations, ensuring a clean record.

Broaden Your Search

Don’t stop at one insurer, go around, and you will find an insurer that will accept your driving record.

What Is the Waiting Period for a Good Driver Discount?

If you have a clean driving record between 3 to 5 years, you are eligible for the discount. There are some offenses like DUI that can delay your chances by ten years.

If you want to know where you can get a good driver discount, get in touch with our expert team at ISU-Wissink Insurance in Culver City, California. We are ready to assist you with all your auto insurance questions and needs.