Dos and Don’ts for Small Businesses During a Pandemic

If there has to be one wish granted to the world population, they will all stand in solidarity to fast forward the year 2020. No matter how hard you try to derive the positives out of this global crisis, the truth still prevails - that we are fighting hard against COVID-19. While the more prominent businesses still have a better chance of survival in the coronavirus pandemic due to their more substantial cash reserves, it is the small businesses that are going to be the worst hit. Here are a Read More

Understaffing Your Business Leaves You Vulnerable

Why you need to hire more employees. As a small business owner, you want to save money wherever possible.  One area where you can't afford to cut costs is hiring and staffing.  This is because understaffing your business leaves you exposed to some very serious risks.  For instance, here are some of the dangers understaffed businesses face. Increased Risk of Injuries and Illness When you do not have enough manpower, your employees are forced to take on more work than they can safely Read More

Protect Against Common Winter Work Risks

Don't leave your business vulnerable this winter. If you run a business in Southern California, then you probably do not need to worry about blizzards and ice storms.  However, this does not mean that your business is totally safe from winter hazards.  To avoid damage or major liability events, here are some of the steps that you should take this season. Inspect Your Roof Winter is the wettest time of year in Southern California.  This is why it's so important to inspect your business's Read More

Tips for Being an Effective Negotiator

Try out these tactics to make you a better negotiator. In the world of business, the ability to negotiate effectively is an important skill to have.  Whether it be negotiations with clients, suppliers, or your employees, you need to know how to handle these conversations.  For your business's benefit, here are some of the negotiation strategies that you should try. Learn the "Flinch" The flinch is one of the oldest negotiation strategies in the book.  A finch is a visible reaction to an Read More

The Costs of Poor Cyber Security

Why your business needs strong cyber security. As a business owner, you are responsible for protecting your customers' online data.  Unfortunately, with the risk of cyber attack and data breach ever increasing, it's vital that businesses look for ways to improve their cyber security protocols and systems.  Here what business stand to lose if they are hit with a data breach and what they can do to protect against one. The Cost of Cyber Attack It's important for business owners to Read More

Why You Need Business Interruption Insurance

Insurance to keep your business afloat. From major damage events to serious liability suits, there are many reasons why your business may need to close its door temporarily.  However, when business operations come to a halt and revenue stops coming in, many companies do not have enough savings to weather the storm.  In many cases, temporary business closures turn into permanent ones.  Fortunately, you can ensure that this grim reality does not happen to your company by securing the right Read More

Why Business Owners Should Consider Securing a BOP

Here are some of the benefits associated with investing in a BOP. As a business owner, you have a lot on your plate.  The last thing that you want to worry about is managing your company's insurance coverage.  Fortunately, you can streamline your coverage by securing a business owners policy or BOP.  Curious to learn more about this convenient commercial coverage option?  Then please continue reading. What is a BOP? A BOP is a commercial insurance option that combines the most essential Read More