Do I Really Need Life Insurance? Absolutely YES!

life insurance culver city ca

The Importance Of Life Insurance The importance of life insurance simply cannot be stressed enough. Whether you are in your twenties and recently jumpstarted your career or are close to retirement, life insurance provides you and your loved ones with financial security for the future. While many push off this vital safeguard until later on in life, obtaining the protection you deserve early on will allow you to accumulate more value to your policy over the years. If you are still asking Read More

Enjoying A Staycation With The Ones You Love Most

Spring Break Staycation Ideas for the Family

Spring Break Staycation Ideas For The Family Planning a staycation is a great way to enjoy spring break with your family without emptying your pockets. There are so many fun activities that you can enjoy in the comfort of your hometown, making for an inexpensive way to have an amazing time. Gathered are some fun spring break staycation ideas for the family so that you can have the perfect getaway: First things first, you must set some ground rules. This means no phones, no email, no Read More

Enhancing Visibility On The Open Roads

weather and headlight use

Headlight Use & DIY Headlight Restoration Kit Did you know that California law requires that you utilize your headlights when you are driving at night, when visibility is less than 1,000 feet, and when your windshield wipers are in continuous use? Unfortunately, many drivers fail to use their headlights when necessary, inherently making the roads more dangerous. When it comes to bad weather and headlight use, you simply cannot neglect the importance of switching the lights on. There Read More

Low Mileage Discounts

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How Driving Fewer Miles Could Save You Money Sure, you know that clocking fewer miles behind the wheel will result in less wear and tear on your vehicle and will save you money at the gas pump. Did you know, however, that going for an afternoon walk rather than an afternoon joy ride can also help drive down your insurance rates? To help you secure low mileage discounts, use these steps. Talk To Your Agent: Let your independent insurance agent know about any life changes that have resulted Read More

Heart Health Tips For American Heart Month

Hearth Health Tips for American Heart Month

Implement These Lifestyle Changes For Increased Heart Health You likely know that February has some connection to hearts (how could you miss all of the heart-shaped candies and cards preparing us for Valentine’s Day?). Did you know, though, that February is also American Heart Month? During this month, Americans work to promote awareness that cardiovascular disease is the top killer of both men and women in the United States. Fortunately, this disease is largely preventable with lifestyle Read More

Valentine’s Day On A Budget

Valentine's Day Ideas on a Budget

Don’t Bust Your Budget With These Special Celebration Ideas Valentine’s Day is a great holiday to slow down and remember exactly what is important. With the rampant consumerism that takes over the date, however, it can be difficult to get back to the basics of the holiday. To help you celebrate the day with your sweetheart without getting caught up in the multi-billion dollar spending spree Americans go on in preparation, try these ideas for budget-friendly things to do. “At Your Read More

Open Enrollment Ends February 15th

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Secure Your Coverage Before The Upcoming Deadline February 15th does not mark the day that you wake up in a cold sweat because you forget to send your sweetheart a gift on Valentine’s Day. It could, however, be a day that you wake in a panic for a different reason if you have not secured health insurance coverage. Under the Affordable Care Act (ACA), Americans who do not have health coverage through their workplace and who do not qualify for Medicare need to secure health insurance coverage Read More

Resolve To Keep Your Resolutions In 2015

Make your New Years Resolutions Past January

Tips To Actually Keep Your New Year’s Resolutions This Year With January nearly behind us, how are you feeling about your New Year’s Resolutions? Have you been going strong? Are you struggling to keep on track? Have you lost your list entirely? Now that you have had a month to assess your progress, here are some tips to get you on the right track for keeping your resolutions in 2015. Look Back: Have you made similar resolutions year after year? Take some time to think about what has Read More

What To Know For The Upcoming Healthcare Deadline

Deadline for Covered California Open Enrollment Culver City CA

Are You Prepared For February 15th? No, February 15th does not mark the day you wake in a panic realizing you have forgotten Valentine’s Day. (Do not worry, advertisers will make sure you remember the holiday.) It is the deadline for the current open enrollment period. If you do not have health insurance by that time, not only will your coverage options be severely limited until the next open enrollment period but you will also be faced with a tax penalty for failing to secure coverage. Why is Read More

What Sony Taught Us About Cyber Liability

Sony Hacks and Importance of Cyber Liability Insurance Culver City CA

Is Your Business Protected? Until the recent cyber attacks on Sony, it seemed that hacks were most commonly made on companies with poor cyber security and high stores of personal information. Most hackers were going for the credit card information (e.g. the Target hacks of late 2013) and did not seem to be targeting companies specifically for their work. The recent hack at Sony, however, changed the face of cyber attacks. The hackers allegedly targeted Sony specifically because they were Read More