Is a Home and Auto Insurance Bundle Right for You?

Here are some things to consider before bundling your home and auto insurance.Is a Home and Auto Insurance Bundle Right for You?

Generally, bundling your home and auto insurance together is a great way to save on both coverages. However, a home and auto insurance bundle might not be right for everyone. Struggling to decide if a bundle is right for you? Here are some of the things you should consider as you think about your options.

Am I eligible?

If you live in an area prone to certain weather events, you might be unable to bundle your homeowners insurance with your auto or any other type of insurance policy. So, before you spend too much time agonizing over a decision, make sure you are actually geographically eligible to bundle your policies.

How does each policy look individually?

While most insurance companies offer various insurance options, this doesn’t necessarily mean that every insurance type is of equal quality. For instance, a company might have an excellent track record with handling auto insurance claims, but their other insurance options might be lacking in comparison. Before you decide to bundle, make sure you evaluate each policy individually. If you find that one is lacking, you shouldn’t bother bundling.

What are the overall benefits?

Finally, before bundling your home and auto insurance, you should compare the features, deductibles, and premiums of both policies. Sometimes discounts in one area can distract from higher costs in another. Additionally, it’s important that you do not get too caught up in the amount of projected savings that will come from bundling. While it’s great to save on insurance, you should never sacrifice service or coverage to do so.

These are some of the things you should consider before bundling your home and auto insurance.  Do you have questions regarding your homeowners or auto insurance?  If so, turn to the experts at ISU-Wissink Insurance in Culver City, California.  Our dedicated team is ready to assist you with all your coverage needs.  Contact us to get started today.