A comprehensive insurance policy is essential when protecting your home and personal belongings. Home insurance covers many disasters and unexpected events that could cause significant damage to your property. However, it's essential to understand what types of disasters are covered and which are not, so you can make an informed decision when choosing the right insurance policy. Which Disasters Are Covered by Homeowners Insurance? Most standard home insurance policies cover a range of Read More
The Top 5 Ways to Avoid Furnishing Mistakes First-time Home Buyers Make
Posted on: October 19, 2022
Being a homeowner gives you a great deal of freedom in deciding how to design your house. Nothing beats the satisfaction of personalizing your living space to your liking. The job of decorating it, however, may often seem overwhelming to a first-time home buyer. From choosing color schemes to furnishings, and how much is too much, are all thoughts that race through your mind with no definitive answer. Here are a few tips to assist you in avoiding the most typical home furnishing mistakes made by Read More
7 Good Reasons Why You Should Rent a Home
Posted on: March 30, 2022
The American dream is for all citizens to own a home. However, buying a house doesn't mean life gets better magically. There are merits and demerits to homeownership. These demerits are reasons why renting may be better. Here are seven reasons why you should rent a home: 1. No Mortgage Debt A higher percentage of homeowners opt for a mortgage to own a house. Only a handful of them buys their home with their money. The traditional mortgage payment is a 30-year debt, which is a long time Read More
5 Practical Tips to Keep Your Home Safe During the Holidays
Posted on: December 16, 2021
The holidays are a time of fun and festivities. However, with people coming to your home, you will need to be proactive when it comes to lowering your risk of accidents. The following are a few practical tips to keep your home safe during the holidays. Never Leave Candles or Fireplaces Unattended Never leave candles or fireplaces unattended. It only takes one spark or piece of flammable material to start a fire that will destroy your entire home. Make sure you have a fireplace shield in Read More
Home Maintenance Tips: How to Maintain Your Windows for Greater Security
Posted on: December 2, 2021
Home maintenance involves taking care of your windows and doors as well. Over the years, as your windows and door frames begin to deteriorate, they can shift and become loose. This not only allows cold air in during the winter months, but it also lets cool air escape during the summer. Windows that are loose or poorly maintained may also make it easier for burglars or thieves to make their way into your home. The following are a few window maintenance tips to keep you secure from unwanted Read More
5 Tips for Filing a Homeowner’s Property Damage Insurance Claim
Posted on: August 12, 2021
You purchase homeowners insurance to protect yourself from expenses that can arise from property damage. However, how do you set things in motion when damages occur? How do you stake your claim and ensure the insurance company is responsible for the expenses incurred on repairs? In this article, we will provide you with five tips for making these claims to help you navigate the home insurance claims process if your home gets damaged. Report Crimes to the Police If your property damage Read More
Will My Homeowners Insurance Cover House Foundation Repairs?
Posted on: July 15, 2021
Having a homeowners insurance policy can go a long way in protecting your home from unfortunate catastrophic events. Without adequate coverage in place, such events can place a huge strain on your finances. However, a home insurance policy does not cover every possible source of damage. For instance, a typical homeowners insurance policy does not cover all causes of foundation damage. In this article, we will examine scenarios that are covered by your homeowners insurance and those that are Read More